Universal API for small business data

Data Analysis

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Company mission

To make life easier for small businesses by enabling their systems and services to work together seamlessly.



HQ Location

Farringdon, London, UK


Many candidates hear
back within 2 weeks

32% female employees

96% employee growth in 12 months

Otta's take on Codat

Xav Kearney headshot

Xav Kearney

CTO of Otta

Codat is the universal API for small business data. They provide the connectivity that enables software providers and financial institutions to easily build integrated products for their small business customers

Building upon the momentum of the Open Banking movement, Codat brings the small business data network into one API through integrations to accounting, commerce & POS, open banking and payroll platforms. Codat's clients license the API and build it into their products, allowing them to ‘plug in’ to their customers' data and provide faster, frictionless and more risk-averse products and experiences.

Codat's clients range from; traditional banks that use the API to lend against live data, replacing the long paper-based application process and helping businesses receive funding faster and established FinTechs and Payments platforms that leverage Codat to push new data created in its platforms into accounting packages, saving small businesses hours of admin. Codat also serves fast-growing startups such as ESG platforms that use data to calculate and offset a business's carbon emissions.

Codat is one of the fastest-growing companies in the UK right now, having raised 6 rounds of funding over 4 years. The company has landed on and remedies a problem that many businesses come up against.

Total funding - $169.5m

Last 2 fundraises

Jul 2021



Jun 2022



This company has top investors

Company benefits

  • We extensively externally benchmark our compensation, across all teams, and never pay below the 50th percentile
  • Genuine flexibility in how and where you work - because you're an adult, and it's what you do that matters, not what hours you work
  • No dress code at all - just wear whatever makes you the most comfortable
  • An equity incentive plan - so that our success is your success
  • 25 days holiday (plus bank holidays)
  • Generous enhanced parental leave
  • Access to the UK's leading cycle to work scheme
  • Company contributions towards eye examinations and glasses
  • Immediate enrolment to our Pension Plan (UK) or 401k (US) upon joining
  • Access to a wide range of Health Care plans through TriNet in the US with generous company coverage included
  • Open to part-time team members
  • Modern, centrally located, and dog-friendly offices in London, New York, Sydney and (soon-to-be) San Francisco

Company values

  • Useful - Delivering technology that solves real problems for real businesses
  • United - People in the best teams push and enable each other to excel
  • Unstoppable - Constant drive towards a single, clearly stated goal is the primary method of building great things


After graduating with a degree in Computer Science, they joined Credit Suisse as a Software Engineer but quickly became frustrated with the speed of development. Wanting experience working in a start-up, they joined MarketInvoice and gained experience that would later spark the idea for Codat.

Upon graduating from university where they studied Computer Science, they joined MarketInvoice as a Software Engineer. There they built the platform infrastructure and integration with Barclays that moves several billion pounds per year.

They graduated with a degree in Classics. At MarketInvoice they built the investor product from scratch, taking it to a portfolio of £35m with £0 marketing spend. Before co-founding Codat, they were part of both the strategy and institutional investor teams at RateSetter.

People progressing


Joined as Software Engineer, being promoted to Engineering Lead after 1 year.

Joined as a Solutions Engineer, being promoted to Solutions Lead after 6 months and is now Head of Client Solutions.

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Codat is hiring for 5 jobs on Otta!

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