Mobile payments, online banking, and financial services

Financial Services

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Company mission

Current's mission is to create better financial outcomes for people and their unique lives.



HQ Location

Little Italy, New York, NY


Few candidates hear
back within 2 weeks

-2% employee growth in 12 months

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Otta's take on Current

Xav Kearney headshot

Xav Kearney

CTO of Otta

Current is a neobank offering digital banking to over 3 million Americans. With a focus on younger generations - Gen Z and millennials - and paycheck-to-paycheck customers, it offers a swathe of innovative services including on-demand pay and overdraft protection to customers underserved by traditional institutions.

Younger customers are expected in the coming years to pivot from legacy institutions to the higher functionality and lower costs of consumer-first neobanks like Current. By netting an average customer age of 27, Current is establishing itself as a pack leader among rival but less well-funded neobanks like Step or Till.

It is also successfully competing with legacy institutions by exploiting the relatively adaptive nature of neobanking: Current has previously offered customers advanced access to stimulus checks, and is seeking to expand into crypto.

Total funding - $392.6m

Last 2 fundraises

Nov 2020



Apr 2021



This company has top investors

Company benefits

  • Company equity
  • Flexible vacation policy
  • Commuter benefits
  • Discretionary bonus program
  • Work from home opportunities
  • Medical, Dental & Vision


Worked as a Trader for BNY Mellon and Deutsche Bank for a combined 9 years before serving as Head of Trading at Citi and Morgan Stanley. Left this role after 5 years to found Current in June 2015, working as CEO ever since.

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Current is hiring for 9 jobs on Otta!

All locations

Finance, Legal & Compliance

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