Online financial services


Company mission

To make paying as simple, safe and above all, smoooth as possible.



HQ Location

Norrmalm, Stockholm, Stockholms län


45% employee growth in 12 months

Otta's take on Klarna

Xav Kearney headshot

Xav Kearney

CTO of Otta

Founded in 2005, at a time when online financial services for customers was in a state of relative infancy compared to today, Klarna was created with the aim of making it easier for people to shop online. The company offers innovative payment solutions that makes shopping smooth and convenient for consumers.

Klarna's main output is how it builds value-adding relationships with merchants by increasing conversion, average order value and sales while creating a superior consumer experience (e.g. integrating with ASOS to help you buy that pair of trainers before you get paid this month). It now operates globally, with over 400,000 merchants and over 147 million consumers.

Having dropped in value recently and announced a large round of job cuts, Klarna is facing some difficulties going forward. It also faces competition from Apple who are jumping into the buy now, pay later market, adding additional pressure on top of slower ecommerce growth and increased government regulation in this space. Klarna must effectively navigate this space in order to come out on top; however, given its market reputation and vast size, it certainly has plenty of opportunity to do so.

Total funding - $4.2bn

Last 2 fundraises

Jun 2021



Jul 2022



This company has top investors

Company benefits

  • On-the-job training
  • Pension & Retirement contributions
  • Support for parents
  • Catered breakfast
  • Health & Wellness subsidy
  • Professional autonomy

Company values

  • Customer obsession
  • Deliver quality result
  • Let the team shine
  • Challenge the status quo
  • Start small and learn fast
  • Hire and develop exceptional talent
  • Courage
  • Detail thinkers


Studied at the Stockholm School of Economics.

People progressing

He joined in Sept 2018 as a Service Agent. He was promoted five times within 3.5 years to Product Manager.

Sara joined Klarna as a Service Agent back in August 2017. Almost 5 years later, she is now in her 5th position, this time as an Accountable Lead for the Market Expansion - app team.

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