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Liberis

Embedded business finance solutions

201-500 employees
  • Fintech
  • B2B
  • Lending
  • Financial Services
58 Wood Ln, White City, London W12 7RZ

Company mission

Liberis is on a mission to provide small businesses with accessible and responsive finance.

Few candidates hear
back within 2 weeks

33% female employees

60% employee growth in 12 months

Otta's take

Theo Margolius headshot

Theo Margolius

COO of Otta

London-based Liberis offers small businesses a new way of securing loans. By taking an agreed % of customer credit and debit card takings, Liberis has created a brand new system of repayment, meaning small businesses no longer have to rely on traditional loans. Whilst small businesses are a cornerstone of the global economy, they are continuously turned away by traditional lenders, hence Liberis has been able to harness a crucial part of the global market whilst boosting small business.

Liberis isn't the only 'pay-as-you-earn'-style finance provider: it competes with similar schemes provided by the likes of Amazon and Paypal. Nonetheless, it has seen rapid growth, and has funded around $1B to over 23,000 SMEs across the UK, Europe, and the US. This can be accredited to the platform's use of machine learning to understand a customer's risk profile, and hence the maximum funding options available to them.

Liberis operates an impressive global partner network that consists of eCommerce platforms such as Klarna. It has raised significant funding that will enable it to grow its European presence with new and established partners, bringing flexible funding options to SMEs in new territories such as the Nordic region.

Benefits

  • Pension scheme - 4% employer contribution
  • Life insurance at 3x your annual salary
  • Performance related bonus, or generous commission scheme (role dependant)
  • Expert financial wellbeing support
  • Private healthcare
  • Medical cash plan
  • Employee assistance programme
  • Wellbeing and counselling support
  • 25 days holiday a year (not including bank holidays), with 3 additional days taken over the Christmas & New Year period with the option to buy or sell holiday days
  • Flexible working options
  • Discounts and perks with leading companies
  • Help with your commute - Season Ticket Loan and Cycle to Work scheme
  • Keep your kit up-to-date - Techscheme
  • Social budget offering
  • Time out - sabbatical after you’ve been with us for 2 years
  • Primary carers leave from 26 weeks, entitled to 20 weeks at full pay Secondary carers leave from 26 weeks, entitled to 12 weeks at full pay Paid miscarriage support and parental bereavement leave

Company values

  • Empathy Always. Inclusion fuels Liberis' success. Respect, unity, and positive intent empower us to thrive together
  • Prove It. Every choice counts, so we embrace diverse perspectives, challenge opinions, and constantly question our own convictions
  • Communicate Directly. Open communication drives our fast-paced culture, empowering everyone to voice their convictions without ego or defensiveness
  • Own Every Outcome. Liberis thrives on relentless pursuit, overcoming challenges, and inspiring accountability for impactful outcomes
  • Act Like Time is Running Out. Move fast, win big. Speed matters when competing against the clock
  • Merchants Matter Most. Putting merchants first is not just our priority, it's the key to unlocking their success

Funding (last 2 of 3 rounds)

Dec 2021

$43.2m

LATE VC

Dec 2020

$62.6m

LATE VC

$145.9m

Total funding

Founders

Rob Straathof

(CEO, not founder)

Previously founded Taste 2. Experience as Director for Newable Business Finance Ltd, Non Executive Director for Folkefinans AS, Director for Everline Financial Services.

People progressing

Tracy joined Liberis in 2014 as a Sales Executive and has progressed to a Senior Manager leading our Global Customer Operations team. She now has team members across the UK, Sweden and the US.

Ollie joined the Product team at Liberis in September 2021, he has since been promoted twice and is now in the role of Chief of Staff, working alongside our CEO and Executive team.

Diversity & Inclusion at Liberis

  • Our commitment is not just surface level. We’re on a mission to create a safe space where everyone and anyone, regardless of their background, can thrive.
  • We also recognise that diverse teams perform better because we have so much to learn from one another.
  • We have a hive of activity happening around the business to make sure we’re always pushing for more. Everyone is encouraged to get involved to help us to continue to build an excellent culture at Liberis.

Jobs (8)

All locations

Software Engineering