Digital-only bank platform and marketplace

Personal finance
Financial Services

See open opportunities

Company mission

To build a new kind of bank that makes money work for everyone.



HQ Location

City of London, London, UK


Many candidates hear
back within 2 weeks

42% female employees

19% employee growth in 12 months

Otta's take on Monzo

Sam Franklin headshot

Sam Franklin

CEO of Otta

Monzo is a challenger bank that fully operates online and offers a full range of current, savings, business accounts, and more. The speed of the challenger banks to provide a great experience has been impressive, and the number of competitors appearing has proven the consumer desire for innovation.

Monzo remains one of the popular online banks, with more than 6 million customer active users. The company faces competition as more traditional banks, such as Goldman Sachs and JP Morgan, have launched their own digital banks. However, the new technologies that the company is built on enable it to expand quickly (with fewer issues) than the incumbent players' offerings.

With an increasing amount of people switching banks, the company's ever-expanding suite of banking and financial services (such as its buy-now-pay-later offering) has resulted in Monzo receiving the second-highest net switching gains among digital challenger banks (just behind Starling).

After setting U.S. expansion plans aside in 2020, the company launched in the U.S. market in early 2022, partnering with Sutton Bank to provide its U.S. accounts. Monzo has been highly focused on narrowing losses and is set to become profitable in 2023.

Total funding - $1.3bn

Last 2 fundraises

Feb 2021



Dec 2021



This company has top investors

Company benefits

  • Yearly Salary Review + Proactive pay increases to reflect growing responsibilities + Share options
  • Flexible working hours
  • Work From Home Opportunities + we'll pay for any equipment you need to do your job
  • 24 days holiday a year, plus bank holidays
  • Paid sick leave for both physical & mental health + Health insurance via AXA or Vitality + Additional health insurance through Medicash
  • Employee Assistance Programme
  • Learning budget of £1,000 a year
  • Aviva Pension Scheme + 4% Employer Contribution
  • Paid maternity, paternity, adoption or shared parental leave (after 13 weeks of employment)
  • 52 weeks of primary caregiver leave (6 months at 100% pay, 13 weeks at Statutory Maternity Pay, 13 weeks unpaid)
  • 3 months of secondary caregiver leave at 100% pay
  • Unum Life Insurance
  • Access to fertility and family-forming health benefits via Fertifa
  • Abellio Season Travel Tickets + Cycle-to-Work Scheme

Company values

  • Supporting All Our Customers - Making sure we understand, consider, and advocate for the needs of all our customers, especially those in difficult or different circumstances
  • Accessibility - We work hard to reduce the barriers people face to accessing our product and service
  • Financial Inclusion - We believe everyone deserves access to financial services that suit them


Founder of HipDial. Former Software Engineer at Starling Bank.

People progressing

Joined in the Customer Operations team. Moved to be a Financial Crime Analyst after 5 months. Then moved again to be a Business Analyst after 2.5 years. Currently working as a Senior Product Manager.

For companies

Claim your profile to receive high quality applications from relevant candidates.

Claim profile

For job seekers

Sign in or sign up to discover relevant roles at exciting companies.

Sign in or sign up

Monzo is hiring for 32 jobs on Otta!

All locations

Other Engineering

Monzo 1Monzo 2