International money transfers

Personal finance

Company mission

To unlock the prosperity of cross-border communities through finance and technology.




Few candidates hear
back within 2 weeks

44% employee growth in 12 months

Otta's take on Zepz

Theo Margolius headshot

Theo Margolius

COO of Otta

Despite advances in the sector, the experience of international money transfers continues to be rather poor. The vast majority of cross-border payments are done offline and are characterised by high fees, tedious administration and slow processing.

Zepz exists to change this with a digital cross-borders payments platform, aimed primarily at parts of the world that have been underserved by the digital revolution. This is a trillion dollar market where legacy firms such as Western Union have long held a virtual monopoly. However Zepz is able to run circles around existing offerings with transaction times counted in minutes rather than days or weeks, and far greater flexibility in how funds are sent and received. This has led to Zepz gaining enormous market traction, with over 50 million customer transactions and $10 billion transferred per year on its platform.

Zepz was formed after payments company Worldremit acquired Sendwave, another company working in the industry. This has led to some duplication in roles which began to affect the overall company's profitability, and was exacerbated by the choppy economic conditions of 2022 and 2023. The company has carried out a major restructuring and, with a more efficient structure, is looking to hire top talent to help it achieve its goal of unlocking the prosperity of cross-border communities.

Total funding - $654.7m

Last 2 fundraises

Jun 2019



Aug 2021



This company has top investors

Company benefits

  • Unlimited Annual Leave: Most Zepz team members are eligible for unlimited annual leave. Colleagues in customer-facing roles, receive a competitive holiday allowance and four recharge days a year. Feel free to make the most of your time off and maintain a healthy work-life balance!
  • Private Medical Cover: ​​You can opt-in to a Private Medical Insurance scheme. This provides you with access to thorough medical coverage, so you can feel confident in your health and well-being
  • Retirement: We offer pension schemes to help you plan for and secure your future
  • Life Assurance: Life assurance is available to give you peace of mind and protect your loved ones in case of the unexpected.
  • Parental Leave: We offer competitive parental leave schemes to ensure you are spending as much quality time with your new bundle of joy as possible

Company values

  • We act like owners -- We relentlessly deliver for our customers, and spend our budgets thoughtfully
  • We're embarrassingly honest -- We work best when we're open and honest with one another — especially concerning our challenges and doubts
  • Forge a diverse team and inclusive culture - We believe the challenges we’re addressing will be best met by a truly global, diverse team, working together. We’re not naive to the systemic bias and discrimination that make this easier said than done, so we check our egos, listen deeply, and measure progress towards making this a fundamental part of our success.
  • We have a bias to action -- We get to first outcomes quickly – learn, then go again
  • We strive to be better -- We’re always learning, and striving to deliver more effectively within our markets
  • We're inclusive -- We consider inclusivity in all we do to better reflect and serve our customers


Mark Lenhard

(CEO, not founder)

Is also Group CEO of WorldRemit and Sendwave. Previously was COO of Bill.com and CEO of Invoice2Go.

Ismail Ahmed

(Non-Executive Chairman)

Has decades of experience in the money transfer industry. Previously worked for the United Nations Remittance Programme, helping African money transfer companies comply with anti-monetary laundering rules introduced after the 9/11 attacks.

Diversity & Inclusion at Zepz

  • Zepz's mission serves a global audience. In order to better service our customers, we want to create a workforce that represents and understands our users
  • We are committed to creating an inclusive and fair environment for our colleagues, partners and customers. In order to do that, we need to capture a few things about the talent we attract
  • During the application process, we will ensure that all applicants are treated fairly regardless of age, disability, ethnicity, marital status, sexual orientation, religion or belief
  • We also commit to making any reasonable adjustments you might need
  • This information is confidential and used solely for monitoring purposes and does not form part of the recruitment and selection process. Through monitoring our applications we can continue to make better, more informed decisions about how we approach recruitment and promotion of our roles
  • Thank you for helping us with this valuable work. We believe in creating an inclusive workforce, and you are helping us to monitor our ongoing commitment to treating everyone fairly

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