B2B Buy Now Pay Later for e-commerce


Company mission

Hokodo​'s mission is to revolutionise B2B commerce by making B2B trade easier and safer.



HQ Location

London, UK


115% employee growth in 12 months

Otta's take on Hokodo

Xav Kearney headshot

Xav Kearney

CTO of Otta

In 2020, only 28 per cent of B2B buyers frequently used e-commerce but now it’s the dominant purchasing channel for over 50 per cent of B2B buyers. This has significantly accelerated the need for remote purchasing in a safe digital environment, which is the aim of Hokodo’s B2B Buy Now, Pay Later (BNPL) solution.

Hokodo is comparable to Klarna and Clearpay, but designed specifically for B2B trade. Its ‘trade credit as a service’ technology empowers B2B merchants to offer credit terms to their business customers instantly, even on their first purchase. In turn, customers benefit from additional payment terms through a frictionless checkout experience.

The company is working to expand the business and reach more customers, to reach a goal of enabling 1 million businesses to access a better way to pay by 2025. Its latest injection of funds is set to support Hokodo's geographic growth.

Total funding - $58.4m

Last 2 fundraises

May 2021



Jun 2022



This company has top investors

Company benefits

    🌍 Company-wide benefits

  • Share options
  • Personal Development allowance
  • Cycle to Work Scheme
  • 2 Offsites per year - usually abroad
  • Regular team lunches, experiences, evening events
  • Work from home opportunities
  • Health insurance
  • Company merchandise
  • L&D budget
  • Pension contribution
  • 🇬🇧 UK benefits

  • 22 days holiday (excl. bank holidays)

Company values

  • Own the Outcome 🏅
  • Never be Satisfied 💡
  • No Passion. No Point 💝
  • Be Genuine 💎
  • Trust. Build Trust 🤝


Richard Thornton

(Co-CEO & Director of Operations)

Studied Maths at Oxford University. Was an Economist and then Analyst at the Bank of England for over 6 years. Worked at Oliver Wyman for over 14 years as a Consultant before becoming a Partner. Various roles including Group Head Strategy at Aspen Insurance Holdings. Advisory Board Member at CyberCube.

R&D Engineer for Horiba Jobin-Yvon. Software Engineer for over 7 years at Hyperpanel Lab SA. CTO of Euler Hermes Digital Agency.

Louis Carbonnier

(Co-CEO & Commercial Director)

Principal at Oliver Wyman for over 8 years. Worked at Euler Hermes for 4 years, first as Head of Group CEO Office, then as Head of Digital Agency.

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