A payments network built for growth


Company mission

Our vision is to create a financial system that works for everyone. We're opening up finance and changing the way the world pays. Empowering businesses in every industry to create first-class financial experiences for their customers.



HQ Location

Clerkenwell, London, UK


30% female employees

100% employee growth in 12 months

Otta's take on TrueLayer

Theo Margolius headshot

Theo Margolius

COO of Otta

Fintech innovation has been pushed further by the introduction of Open Banking standards. Financial institutions are now required to host APIs that allow sharing of your financial data, and you are in control of which third parties have access. It has never been easier for finance products to interact with each other. For example, you may be able to view your Halifax credit card transactions from your Monzo account.

The technologies and partnerships to build this financial layer are complex. TrueLayer saw this problem early, and started years before the standards were enforced.

TrueLayer has made the most out of the London fintech scheme with key partnerships (e.g. Monzo, Revolut) and is now expanding fast in Europe. Their role as the ‘connecting layer’ is incredibly defensible. As TrueLayer's partnerships continue to increase, the value of its platform becomes harder to replicate. Particularly as its offering now has a global reach.

Total funding - $271.3m

Last 2 fundraises

Apr 2021



Sep 2021



This company has top investors

Company benefits

    🌍 Company-wide benefits

  • £1,000 to spend on learning & development each year
  • Private health insurance from the day you start
  • £150 remote-working budget to help you set up your home office
  • 12 fully-paid wellbeing days a year (on top of the holiday allowance)
  • Video therapy sessions through Spill, to support positive mental health
  • Flexible hours and hybrid working — work from home and our incredible offices in London, Milan and Dublin
  • 2 volunteer days, to support causes important to you
  • Flexible Bank holidays
  • 🇬🇧 UK benefits

  • Enhanced pension contribution at 4% & 4%
  • Generous parental leave, above and beyond statutory requirements and with no minimum tenure
  • Flexible holiday policy, with 24 days as standard

Company values

  • Think big. We have serious. fun making, breaking, inventing. and experimenting
  • Own it. We embrace ambiguity, encourage. independence and apply accountability
  • Value people. We operate as a family, working individually. to elevate each other
  • Open up. We promise an open. environment in. which everyone can


Serial entrepreneur and previously sold a gaming analytics company

Worked before with Francesco on the business they sold (a good sign of their partnership)

People progressing


Joined as Software Engineer, being promoted to Technical Lead after 1 year

Diversity & Inclusion at TrueLayer

Whitney Jackson  headshot

Whitney Jackson (Senior Customer Success Manager )

  • We are committed to fostering an inclusive and diverse culture, both at TrueLayer and within the wider technology community. Over the year, we have rolled out a few different initiatives:
  • TrueLayeristas created 3 Employee Resource Groups - Women, Diversity and Inclusion, and Pride, which have launched a range of initiatives, from film and book clubs, quiz nights, experience surveys, roundtables and networking/educational speaker events
  • From a Talent Acquisition and People Ops perspective, we are ensuring all of our job descriptions are gender neutral in language and we report on diversity and inclusion metrics across the employee lifecycle. Not to mention company wide Inclusion & Diversity training
  • In the wider community, we have partnered with Ada’s List, a global community for women in technology and with Career Accelerator (An ERG initiative), to offer a mentoring programme for students from underrepresented groups
  • This is just the beginning, we know we have just started to scratch the surface, but with our committed and caring people here at TrueLayer, we are excited to continue our journey in 2021

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