Bringing employees financial freedom

Personal finance
Financial Services

Company mission

They want every working person globally to have complete financial freedom by giving them power over their pay.



HQ Location

Fitzrovia, London, UK


37% female employees

50% employee growth in 12 months

Otta's take on Wagestream

Theo Margolius headshot

Theo Margolius

COO of Otta

Fintech has been strong in London for years, but no company has tackled financial wellness head-on with a solution other than content and guidance. At a point where the focus on mental health and wellbeing is becoming more important, Wagestream's mission to improve employee financial resilience is one that resonates

Wagestream's offering is a win-win for employers and employees alike - helping employees avoid short-term cash-flow issues whilst also building their longer term financial resilience through education and incentivised saving. As the only financial wellbeing platform built by charities, it offers a unique approach to the sector.

Wagestream has recently raised significant funding which will be used to consolidate its market share in the U.K. and scale up its presence in new markets such as the U.S.

Total funding - $107.7m

Last 2 fundraises

Jul 2020



Apr 2022



This company has top investors

Company benefits

  • Extending power over pay to all working people means our own teams have access to all the tools Wagestream has to offer!
  • Every new Wagestream parent enjoys paid time off and the option to work flexibly around family needs
  • We operate a hybrid working policy, with up to 2 days per week to be spent in our amazing Fitzrovia office
  • Building a company from scratch is hard work. At Wagestream you’re encouraged to take a break to switch off and recharge
  • Enjoy regular team socials (remote and in-person) and our Lunchtime Learning series with in-house specialists and guest speakers
  • Achieve zen with a Calm subscription, sign up to our Cycle-to-Work scheme or unwind with membership to The Wine Society
  • In our small team you are given real opportunities to make a meaningful difference to the lives of workers across the world every day
  • We’re a growing business with big plans looking to build a team who thrive with the freedom to think big

Company values

  • Force for good
  • Raise your hands
  • Impposible isn’t a word
  • Egos Suck


Held C-level roles before where he's built leading brands, e.g. YPlan that sold to Timeout.

Technologist with a gaming background, an interesting angle for getting the psychology right behind financial wellness.

People progressing


Joined as Head of People, being promoted to Chief of Staff after 1 year.


Joined as Principal Software Engineer, being promoted to Head Of Engineering (Banking & Integrations) after 5 months and twice more to VP of Engineering within just under 2 years.

Diversity & Inclusion at Wagestream

  • The introduction of a weekly “Lunchtime Learning” session has given us a forum to bring challenging conversations into the workplace and this year we’ve had some amazing guest speakers on Diversity & Inclusion, Allyship in the Workplace and Mental Health
  • This has been supported further by the roll-out of Spill - a Slack enabled therapy tool - ensuring the team has extra support if they need it but also there to challenge stigma regarding seeking mental health support
  • New initiatives like these often stem from our monthly “Ask Me Anything”. This anonymous forum keeps us all accountable but in its anonymity, weights all voices equal and means that no question is too difficult to be raised

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