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1-3 days a week in office
Online loans for small businesses
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Plus share options
1-3 days a week in office
201-500 employees
To give small business owners a great experience while getting the finance they need.
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To give small business owners a great experience while getting the finance they need.
Some candidates hear
back within 2 weeks
33% female employees
-2% employee growth in 12 months
UK SME's are the backbone of a complex economy that is constantly changing, so the need for fast and responsive access to finance is becoming more and more important to ensure their success and growth. iwoca allows SMEs access to business loans in less than a minute, with its API and business marketplace partnerships.
With offerings like iwoca's, gone are the days where waiting up to eight weeks for a loan decision was viable. Its simplified business loans of £1,000 - £500,000 come with no fees attached, and applying online takes no more than five minutes. The ready availability of iwoca loans gives business owners a level of certainty, so that they can make instant decisions to help their business grow.
iwoca has made a number of partnerships with other players in the business finance space, including an impressive industry-first invoice checkout integration with QuickBooks. Funding raised by the company, which is now operating at net profitability, will enable it to meet a recent surge in demand for corporate loans. The company has made several billion in funding available to over 100,000 businesses since launching, positioning itself as a leading European fintech.
Steph
Company Specialist
Aug 2019
$13.2m
GRANT
Feb 2019
$26.3m
SERIES D
This company has top investors
Leadership
Christoph Rieche
(CEO)7 years of experience in finance, most recently as a VP at Goldman Sachs.
James Dear
(Head of Systems & Numbers)Previously a VP at Deutsche Bank. Has a PhD in Physics from King's College London.
Joined as a Customer Onboarder, moved into the Broker Team and has most recently been promoted to Partnerships Manager.
Diversity, Equity & Inclusion at iwoca
All
Opportunities to learn (8)
Intelligent people (7)
Flexible working (5)
Career progression (4)
Nice people (4)
Open and honest communication (4)
Challenging work (3)
Supportive management (3)
Great work is recognised (3)
My opinions are valued (2)
Those who put in the effort and go above and beyond are never left unrewarded at iwoca. The team will always do their best to give great performers special mentions and recognition.
Sales & Account Management
Great work is recognised
May 2022
Iwoca have a very understanding approach to flexible working- making sure those who have reason to work from home need not stress about making frequent visits to the office. They also have a very generous work from home with office equipment policy.
Sales & Account Management
Flexible working
May 2022
The company continues to employ at a rapid rate, introduce new products, and build new internal systems to help Iwoca fulfil its full potential. This also means many employees get the opportunity to progress into different areas.
Sales & Account Management
Growing fast
May 2022
Management are mindful of individual workloads, and are flexible in their management as priorities are fluid in such a fast moving business
Operations & Strategy
Manageable workload
Jan 2022
Great opportunities available to learn from both individuals through shadowing, and teams through presentations and even secondment opportunities - L&D budgets are also available and are encouraged
Operations & Strategy
Opportunities to learn
Jan 2022
Everyone I have worked with has been incredibly helpful and friendly - as a new starter there was a lot to learn, and no shortage of people available and excited to help me get up to speed
Operations & Strategy
Nice people
Jan 2022
iwoca really cares about their people and this shows in how flexible they are around my other priorities. I play lots of sport so sometimes it works better for me to work from home on days I have a game, and sometimes I have to come in early and leave early but it's never an issue!
People, HR, Recruitment
Flexible working
Jan 2022
I've only been with iwoca a month and my manager has already talked to me about external opportunities, such as courses and apprenticeships, that iwoca would be happy to support me with.
People, HR, Recruitment
Opportunities to learn
Jan 2022
Everyone's opinion is asked for and listened to at iwoca and we're actively encouraged to get involved in discussions around company-wide projects or initiatives
People, HR, Recruitment
Flat hierarchy
Jan 2022
I feel like I could pick up my own smaller projects which enables my creativity whilst bringing value to the company.
Design
Autonomy
Jan 2022
I learnt a lot of front-end development, and there are plenty of opportunities for me to practice and implement into iwoca's website, web apps etc.
Design
Opportunities to learn
Jan 2022
Reflektive is a great opportunity to talk through what we want. We can also be open about the way we want to work, and the team would listen and integrate our needs and wants.
Design
Open and honest communication
Jan 2022
My team and colleagues are super smart ! Having started working at Iwoca just after uni, I learn a lot from everyone around me and particularly people from my team. I have definitely grown a lot since I started.
Data
Intelligent people
Jan 2022
People at Iwoca are just amazing. They are very friendly and almost everyone is always willing to help you with anything. People are also social, lots of events are organised and my colleagues are always keen to play games or grab a beer after work.
Data
Nice people
Jan 2022
Most of Iwocans are very open. Culture is something very important and I believe that one part of the culture is to accept people from all backgrounds. Since starting, the company makes it clear that inclusion is really a priority.
Data
People of all backgrounds are welcomed
Jan 2022
The company is very open to flexible working. They really care about work-life balance and ensuring you don't burn out. They want you to take time for yourself and your health needs. They offer health insurance and other health benefits such as mental health support and a discount scheme.
Design
Focus on employee wellbeing
Jan 2022
They actively encourage the sharing ideas around the team and openly praise for good work. The development is very transparent and honest and it's refreshing compared to the sometimes never ending criticism in the industry.
Design
Great work is recognised
Jan 2022
Everyone I have worked with has shown great knowledge in their field and great intelligence, both inside and outside of the professional environment. Opinions are considered and generally backed up by facts rather than simply subjective.
Design
Intelligent people
Jan 2022
You are working with extremely nice and intelligent people that really strive to improve every day and so you are spurred on to do the same. It's not a place where you can shy away from challenges. You get great support but you are expected to push yourself, adopt a growth mindset, not settle...
People, HR, Recruitment
Challenging work
Jan 2022
Iwocans love to debate. Thoughtfully challenging and disagreeing with each other is an everyday occurrence. It's uncomfortable at first but then you realise it's the best way to really test our assumptions and learn, quickly, from each other.
People, HR, Recruitment
Intelligent people
Jan 2022
It's a feedback culture and so everyone is encouraged to communicate as honestly, transparently and respectfully as possible even when it's tough or uncomfortable. This is modelled from the top down.
People, HR, Recruitment
Open and honest communication
Jan 2022
Iwoca has a growth mentality mindset, you are continuously encouraged to learn, ask questions, challenge yourself and others.
People, HR, Recruitment
Opportunities to learn
Jan 2022
At iwoca you are encouraged to ask questions and provide opinions and feedback. Different view points and ideas are encouraged to drive the business forward.
People, HR, Recruitment
My opinions are valued
Jan 2022
The people at iwoca are the friendliest and most supportive. Everyone is willing to give their time to answer questions and work together.
People, HR, Recruitment
Nice people
Jan 2022
Auto-lending is tricky stuff if you want to do it brilliantly so understanding the detail then applying it to decisions big and small is intellectually stimulating.
Operations & Strategy
Challenging work
Jan 2022
This is a smart bunch of people determined to make a difference through better understanding of risk. They know that each insight into what lending customers are looking for and what drives their behaviour makes a difference and they are tireless in seeking out those learnings.
Operations & Strategy
Intelligent people
Jan 2022
The economy is increasingly being fuelled by SMEs and they're having an impact on how we live in so many areas. Being on a mission to get those SMEs the funding they need feels relevant and positive - I'm proud that the work I do will help 1000s of businesses do the work they want to do.
Operations & Strategy
Inspiring mission
Jan 2022
The problems you'll get to tackle are often tricky and 3 dimensional- making it work for customers, the platform and the business. And on really good days, the bias is toward testing & iterating - and failing isn't terrible as long as the test was smart.
Product
Challenging work
Jan 2022
The learning opportunities are pretty much everywhere -- however, it's not necessarily always in a structured way (though that does exist). Sometimes it's learning through coaching - sometimes it's trying to figure out new problems /etc.
Product
Opportunities to learn
Jan 2022
This has been something iwoca has invested in more in recent years -- celebrating people's work, effort and commitment. Whether it's in townhalls or some shout outs, it's something that happens more and more.
Product
Great work is recognised
Jan 2022
You are actively encouraged to explore other teams if you feel it's a better fit and you are given clear target to progress in your current role. New roles can be made for you as long as you show you can work hard and are motivated to learn!
Sales & Account Management
Career progression
Jan 2022
One thing that made it so much easier to settle in to Iwoca was the team dynamic and how lovely every person was that I came into contact with. Everyone is ready to help you, from any team not just your own, and everyone is open and honest with management and other members of the teams. It makes working here so easy and enjoyable, even when the workload is hard!
Sales & Account Management
Team energy
Jan 2022
I feel that I can give any feedback to management and my team, depending on the issue it is very clear who I can go to. What I love is that good feedback is really celebrated, but also clear targets are set so that you can always improve.
Sales & Account Management
Open and honest communication
Jan 2022
I feel that the company really cares about my personal development and the things I want to learn. My manager also sets learning goals with me every quarter to make sure that I keep learning. For example, one of my goals for this quarter is to learn Python and be able to write simple notebooks to complete tasks that will help improve the efficiency of my job.
Marketing
Opportunities to learn
Jan 2022
Surrounded by really smart and friendly people at iwoca help me to constantly push myself to work on challenges and grow fast.
Marketing
Intelligent people
Jan 2022
I sometimes start early and finish early, sometimes start late and finish late. As long as the tasks can be done on time, I am never forced to work on a fixed schedule.
Marketing
Flexible working
Jan 2022
Since joining iwoca in 2019, there have been many challenges faced within the country however iwoca has always tried to make customers and staff wellbeing a priority and make intelligent decisions and policy changes. I have progressed quite rapidly in the time I have been here by taking advantage of opportunities that arise and being rewarded for this by management.
Operations & Strategy
Career progression
Jan 2022
Mostly the people. Everyone is at the top of their game and you need to be. A lot is asked of the people, but iwoca isn't afraid to give back as well. The flexibility offered to everyone also makes a big difference to the work/life balance.
Operations & Strategy
Flexible working
Jan 2022
Everyone is there to help everyone else. You won't be made to feel silly for asking a question or wanting to learn.
Operations & Strategy
Intelligent people
Jan 2022
You have a performance review with your manager every 3 months, where you reflect on your progress and receive feedback from your peers and manager. This allows you to develop really quickly and at each review, there is the opportunity to review your pay and role. There are also lots of amazing opportunities to make internal moves to other teams within iwoca, either on secondment or permanently.
Operations & Strategy
Career progression
Jan 2022
The people are great, everyone is really smart and motivated. When you first join people are also so willing to help and answer questions which makes a huge difference.
Operations & Strategy
Nice people
Jan 2022
My manager is one of the best things about working at iwoca! She is really supportive of my career development and is always there to help when I need it. She also cares about my life outside work and is always just there for a chat!
Operations & Strategy
Supportive management
Jan 2022
Everyone at iwoca is so helpful, supportive and willing you on to be the best you can be.
People, HR, Recruitment
Team energy
Jan 2022
Managers are so encouraging and supportive and make you feel like you can ask them anything at anytime and there is never a stupid question.
People, HR, Recruitment
Supportive management
Jan 2022
You are always encouraged to learn and develop and go on courses to develop your skills.
People, HR, Recruitment
Opportunities to learn
Jan 2022
Iwoca leadership values each and every contribution and strongly encourages employees to speak up and share their opinions whether that is on strategy, day to day running, or any other topic - everything is openly discussed on various public channels.
Finance, Legal & Compliance
Open and honest communication
Jan 2022
Anyone can ask questions, whether candid or very detailed, in any of our publicly accessible channels
Finance, Legal & Compliance
My opinions are valued
Jan 2022
Iwoca is serving a part of the SME lending market that no one else is really focusing on or able to do in a sustainable way - it is good to feel that what you are enabling has a positive impact on so many business owners.
Finance, Legal & Compliance
Inspiring mission
Jan 2022
It's really motivating to work alongside very smart, driven people - it helps you learn, develop and raise the bar for yourself.
Operations & Strategy
Intelligent people
Jan 2022
Throughout the pandemic, the office has been open for team members who do their best work there, and iwoca understands that other commitments do occasionally need working around.
Operations & Strategy
Flexible working
Jan 2022
Iwoca's dedication to psychological and physical well-being is excellent. The resources to promote good mental health and the robust structure of the team to cover medical or sickness leave is a big plus.
Operations & Strategy
Focus on employee wellbeing
Jan 2022
I came to iwoca with lots of experience in autonomous roles, however, what I've learnt the 2+ years of being with the company has been more impactful then anywhere else. They are constantly chances to learn & grow.
Sales & Account Management
Opportunities to learn
Jan 2022
I love taking on challenges and at iwoca you are always given the opportunity to pursue them. From projects to new roles. Whilst I have remained in the same department I've had multiple projects to lead and also received a promotion.
Sales & Account Management
Career progression
Jan 2022
This is what makes the company. From the leadership all the way down to the team leads. We have a great able management who know how to get the best out of you. I've also struggled with my mental health due to covid - the support I received and the ease at which it was given made the difference.
Sales & Account Management
Supportive management
Jan 2022
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