Affirm
POS installment loans
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Company mission
To deliver honest and transparent financial products that improve users' lives.
Employees
1001+
HQ Location
Chinatown, San Francisco, CA
OTTA INSIGHTS
Some candidates hear
back within 2 weeks
-11% employee growth in 12 months
Otta's take on Affirm
Sam Franklin
CEO of Otta
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit. It is creating the Affirm card, which will be the first US debit card with the option to pay-over-time.
With over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what you will pay before you take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk. The company has boosted its market share, expanding its availability beyond the US to include Canada (except for Quebec). Affirm has also launched Revolve, a B2B buy now, pay later option with an embedded bill payment portal.
Total funding - $1.1bn
Last 2 fundraises
Apr 2019
$300m
SERIES F
Sep 2020
$500m
SERIES G
This company has top investors
Company benefits
- Spending wallets
- Supportive communities
- Remote-first workforce
- Generous time off
- Health benefits
- Mental healthcare
- Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & development
Company values
- People Come First
- No Fine Print
- It's On Us
- Simpler is Better
- Push the Envelope
Founders
Max Levchin
(CEO)Had Founded/Co-Founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. They have also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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