POS installment loans

Personal finance

See open opportunities

Company mission

To deliver honest and transparent financial products that improve users' lives.



HQ Location

Chinatown, San Francisco, CA


Some candidates hear
back within 2 weeks

-11% employee growth in 12 months

Otta's take on Affirm

Sam Franklin headshot

Sam Franklin

CEO of Otta

Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit. It is creating the Affirm card, which will be the first US debit card with the option to pay-over-time.

With over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what you will pay before you take out a loan.

Affirm collects payments from the customers and pays the merchants directly, shouldering the risk. The company has boosted its market share, expanding its availability beyond the US to include Canada (except for Quebec). Affirm has also launched Revolve, a B2B buy now, pay later option with an embedded bill payment portal.

Total funding - $1.1bn

Last 2 fundraises

Apr 2019



Sep 2020



This company has top investors

Company benefits

  • Spending wallets
  • Supportive communities
  • Remote-first workforce
  • Generous time off
  • Health benefits
  • Mental healthcare
  • Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
  • We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
  • We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
  • Learning & development

Company values

  • People Come First
  • No Fine Print
  • It's On Us
  • Simpler is Better
  • Push the Envelope


Had Founded/Co-Founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. They have also worked at large brands including Google, Yelp, Yahoo, and Evernote.

For companies

Claim your profile to receive high quality applications from relevant candidates.

Claim profile

For job seekers

Sign in or sign up to discover relevant roles at exciting companies.

Sign in or sign up

Affirm is hiring for 52 jobs on Otta!

All locations

Operations & Strategy