Backend Software Engineer, Affirm
Qualifications
$142-210k
Salary dependent on location + Employee stock purchase plan
POS installment loans
Job no longer available
POS installment loans
1001+ employees
Job no longer available
$142-210k
Salary dependent on location + Employee stock purchase plan
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- 2+ years of experience as a Software Engineer
- Eager to learn new things and have a growth mindset
- Fluency in backend development
- Familiarity with Python, AWS, and Kubernetes is a plus
- Prior experience designing, building, launching, and maintaining consumer scale products
- Strong cross-team communication and collaboration skills
- Experienced at synthesizing complex business, product, and technical requirements to consistently produce high quality system designs and software
- Humble and authentic leadership which places the needs of others first and helps people develop and perform as highly as possible
- Experience scaling systems in a service oriented architecture
- Humility and self-awareness to understand and navigate the unknown
What the job involves
- We are seeking a Software Engineer to build parts of Affirm's backend Qualification platform which allows users to know their spending power across all merchants for each of Affirm's products
- You will investigate, spec, design, and implement systems to power our synchronous user-initiated and offline proactive prequalification system
- Your technical leadership will have a high impact on the future growth of Affirm, as we aim to provide honest financial products throughout the world
- Work with technical leaders in the team to design and implement insightful forward-looking approaches that go beyond the direct team and solve large open-ended problems
- Collaborate with engineers within the Qualifications team and across other product and credit engineering teams to build a scalable backend that powers all pre-qualifications across Affirm
- Take ownership over parts of the Qualifications system
- Write high-quality code that can be easily understood and leveraged by others
- Review others’ work and provide constructive feedback in order to maintain high and consistent quality standards across teams
- Conduct technical evaluations to inform and influence the hiring decisions
Our take
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boating over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Kirsty
Company Specialist
Insights
Few candidates hear
back within 2 weeks
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Spending wallets
- Supportive communities
- Remote-first workforce
- Generous time off
- Health benefits
- Mental healthcare
- Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & development
Company values
- People Come First
- No Fine Print
- It's On Us
- Simpler is Better
- Push the Envelope
Company HQ
Chinatown, San Francisco, CA
Articles
Founders
Max Levchin
(CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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