Director of Data Science, Credit Karma

Salary not provided
Karma
Senior and Expert level
San Francisco Bay Area

Office located in Oakland, CA

Credit Karma

Free credit and financial management platform

Job no longer available

Credit Karma

Free credit and financial management platform

1001+ employees

B2CCredit ScoringPersonal financeCredit cardsFinancial ServicesSaaS

Job no longer available

Salary not provided
Karma
Senior and Expert level
San Francisco Bay Area

Office located in Oakland, CA

1001+ employees

B2CCredit ScoringPersonal financeCredit cardsFinancial ServicesSaaS

Company mission

Credit Karma's mission is to empower each and every one of its members with the knowledge, tips, and tools they need to turn their financial dreams into a reality.

Role

Who you are

  • Credit Karma is looking for a seasoned Director of Data Science who is passionate about applying machine learning to solve financial problems for our millions of members, can effectively manage and scale data scientists and managers - while building an organizational culture of operational excellence
  • MS / PhD in a quantitative discipline (e.g., engineering, machine learning, data science, operations research, economics) with 8+ years experience
  • Prior Director of Data Science, Machine Learning or similar experience
  • Experience with working cross-functionally and with multiple stakeholders, including Engineering, Product, Analytics and Finance at mid- or large-scale companies
  • Strong communication skills
  • The ideal candidate has rich experience with large-scale AI development, ML operational excellence, data product ecosystem understanding, and is excited about cutting edge AI development - including Generative AI
  • They also have a track record of being able to influence executives with their data, story telling, technical and communication skills

Desirable

  • Experience working on large scale AI systems with applications across machine learning and generative AI, AI infrastructure, operationalization and A/B testing
  • Ability to balance fast paced environments at a large scale company
  • Ads business and product experience

What the job involves

  • This role is highly cross-functional and requires tight partnerships with a wide range of functions - including engineering, product, business and analytics
  • Partner with Engineering, Product, and cross-functional teams to inform, influence, support, and execute strategy and the roadmap for the existing and emerging AI space at Credit Karma
  • Shape the short and long-term technical vision and strategy for current and new ML capabilities to drive revenue, member engagement and member value at scale
  • Direct and manage the activities and personnel of Credit Karma’s Data Science organization including hiring, training, talent development and performance management
  • Develop understanding of large scale AI systems, their operational maturity, as well as broader industry challenges, to identify present and future risks and opportunities
  • Inspire, lead and scale a team of data scientists and managers across multiple teams in close collaboration with other Data Science Directors and Managers
  • Exhibit intellectual curiosity, intrinsic drive, decisiveness, and resilience with ambiguity and complexity

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Insights

Led by a woman
Top investors

6% employee growth in 12 months

Company

Company benefits

  • Extensive health plans
  • Wellness and self-care reimbursement
  • Paid leave for new parents
  • Professional development
  • Continuous learning courses
  • Equal pay
  • Retirement plan
  • Equity incentives

Funding (last 2 of 6 rounds)

Jun 2015

$175m

SERIES D

Sep 2014

$75m

SERIES C

Total funding: $368m

Our take

CreditKarma is a popular multinational personal finance company offering free services like credit reports, credit checks, and financial advice to its users. It is the United States’ largest free credit monitoring service, and it was bought by Intuit in 2020 in a deal valued at over $8 billion.

CreditKarma has been wise to aggressively target lower-income users and those in need of credit help. CreditKarma is able to score users with “thin” credit files, approximately 62 million Americans. Plus, in keeping its services entirely free it beats out its closest competitor Credit Sesame, who reserves some of its services for premium customers.

During the first fiscal quarter of 2022, Credit Karma contributed $418 million in revenue to Intuit. That’s compared to just $144 million and $316 million in its first two quarters as part of Intuit. However, 2023 has seen a decline in revenue due to downturns for personal, home and auto loans thanks to a strain on the global economy. Regardless, Credit Karma continues to perform strongly.

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Freddie

Company Specialist at Welcome to the Jungle