Mid/Senior Software Engineer, Nova Credit
API Integration
$171-236.5k
Salary shown is for U.S.-based candidates, other locations may vary
Cross-border credit reporting
Job no longer available
Cross-border credit reporting
101-200 employees
Job no longer available
$171-236.5k
Salary shown is for U.S.-based candidates, other locations may vary
101-200 employees
Company mission
To inspire and facilitate the flow of human diversity, helping the world's moving population to arrive and thrive.
Role
Who you are
- 4+ years of software engineering experience working for a U.S. or Canadian-based technology company
- 2+ years of experience integrating external APIs and leveraging related protocols (e.g., https, oauth, jwt, webhooks)
- Proficient in Javascript or Typescript
- Proficient with SQL; experienced with advanced queries, schema design, functions, indexes, partitioning)
- Experience building JS-based web systems (e.g., Express.js)
- Experience with observability tools like Grafana, Kibana, or Datadog
- Ability to design sound, highly performant solutions in AWS; articulate design decisions and tradeoffs
- Firm grasp of software testing methodologies and troubleshooting skills
- Curious, self-driven, and eager to learn
What the job involves
- Own development of high-impact features and improvements to our API integration platform, which powers our cashflow products
- Integrate new consumer-permissioned data APIs into our platform
- Improve observability around API integration and data ingestion for internal or customer needs
- Develop internal tooling, frameworks, and unit testing to improve devex, velocity, and quality
- Participate in standard engineering activities like technical design, code reviews, on-call support, documentation, and sprint ceremonies
- Integrate new third-party APIs into our product. This includes data validation/monitoring, mapping, persistence, and job scheduling
- Introduce code patterns or build libraries that help reduce API integration time
- Build a monitoring system that detects shifts in third-party API data, improving data quality observability
- Create dashboards that articulately describe past results to customers or internal stakeholders
- Reduce latency of API ingestion process to cut down customer-facing e2e latency
Otta's take
Xav Kearney
CTO of Otta
For the 15 million new immigrants who arrive in the US each year, it’s crucial to have a working credit history. Without this, they’ll be unable to rent an apartment, apply for a credit card or in some cases even get a job. The issue is that their credit history won’t have travelled with them, so lenders in their new country won’t be able to verify their eligibility. Nova Credit's founders experienced this problem first-hand, as Esipov is a first-generation Russian immigrant.
Nova Credit imports financial histories to enable immigrants to set up lives in new countries, with their ‘Credit Passport’. This is a digital framework that connects an individual’s credit history information from one country into the country where they are currently residing.
Nova Credit is currently able to import credit history from 8 countries, its most recent addition being the UK in January 2023. Since being accepted to Y Combinator in 2016, the company has since raised considerable funding from major finance players such as HSBC. Nova Credit has grown its footprint significantly, covering more than 1 billion consumer credit profiles, with further expansion in sight.
Insights
Few candidates hear
back within 2 weeks
42% female employees
2% employee growth in 12 months
Company
Funding (last 2 of 4 rounds)
Oct 2023
$45m
SERIES C
Feb 2020
$50m
SERIES B
Total funding: $114.3m
Company benefits
- Free flight anywhere in the world on every anniversary
- Complementary wellness benefits, including Headspace and Ginger subscriptions
- $75/month contribution by Nova towards commuter benefits
- Dental and vision are 95% subsidized for Nova Credit employees, and 50% for dependents
- Unlimited paid time off policy
- $1500/year professional development budget
- Catered lunch on Mondays, Wednesdays, and Fridays
- Health insurance
- SF / NY salaries across the US 🇺🇸
- $50/month contribution by Nova Credit towards your cell phone bill 🇺🇸
Company values
- Tie your neighbor's shoes - Play as a team, win as a team!
- Chug like a train, soar like a plane - Be a go-getter and always ready to get your hands dirty!
- Build bridges, not walls - We believe in supporting the traditionally disadvantaged.
- Challenge without ego - Don't let your ego get in the way of truth.
Company HQ
Mission District, San Francisco, CA
Articles
Founders
Misha Esipov
(CEO)Previously Teaching Fellow at NYU Stern School of Business for 2 years and Investment Banker at Goldman Sachs for 3 years.
Nicky Goulimis
(Board Member)Previously worked for 3 years at Bain & Company, holding various positions such as Associate Consultant and Senior Associate Consultant. She served as COO until 2021.
People progressing
Joined as a member of Enterprise Partnerships and is now leading and building the customer success arm of the company as the Head of Customer Success.
Helped build the core of the Credit Passport product for 3 years as a Software Engineer before stepping into the Engineering Manager role for the Credit Passport backend engineering team.
Salary benchmarks
We don't have enough data yet to provide salary benchmarks for this role.
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Diversity & Inclusion at Nova Credit
- Financial inclusion is one of the main parts of our mission, and we see inclusion at the company as a critical way to make the best product for the people we serve.
- https://www.novacredit.com/blog/supporting-diversity-equity-and-inclusion-at-nova-credit/
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