Associate Backend Engineer, Chip

£35-40k

PHP
AWS
Docker
Go
Laravel
Symfony
Junior level
Remote in UK
Chip

Investing and savings app

Job no longer available

Chip

Investing and savings app

101-200 employees

FintechB2CPersonal financeInvesting

Job no longer available

£35-40k

PHP
AWS
Docker
Go
Laravel
Symfony
Junior level
Remote in UK

101-200 employees

FintechB2CPersonal financeInvesting

Company mission

To make its customers wealthier through automated, intelligent, wealth-building all with an amazing UI for the mobile generation.

Role

Who you are

  • Programming language experience in PHP with an interest to learn GO
  • Experience with a PHP framework such as Laravel or Symfony
  • Some knowledge of design patterns (bus, repository, decorator, etc)
  • An understanding of mutable vs immutable databases
  • Experience with manipulating data structures and performing performance audits of codebase and database
  • Development locally with Containers (Docker) through to production
  • Strong understanding of branching strategies and where best to use them
  • An understanding of Microservice architecture and how to develop microservices / working on the development of microservices deployed across AWS estate

What the job involves

  • Joining our engineering team you’ll be responsible for developing new features and services to help us continue to deliver a great product to our customers that helps our company and their money grow
  • You will be working with a team to deliver new API capabilities that provide features for Chips customers intended to grow our user base and retain them in the long run
  • This will be achieved by working on the development of new microservices that will be deployed across our AWS estate
  • You will regularly be involved in show & tell sessions with the goal of helping enable not just the engineers but the whole company in understanding what it is to be an engineer at Chip

Application process

  • Video screen with someone from our Talent team
  • Short take-home test
  • Video interview with the hiring manager
  • Final interview with HR and Product Manager

Otta's take

Xav Kearney headshot

Xav Kearney

CTO of Otta

Chip provides a free app which aims to make saving as easy as spending. The AI-driven system calculates how much a user could save, gives the option to decline it, and then automatically transfers the amount to user’s Chip account.

Chip's users have saved over £800 million for its users to date, and the public clearly loves the product, as 9,000+ people invested in the company's latest crowdfunding round (one of the most participated-in crowdfunds to date).

Chip has made strong hires, including senior team members from Purplebricks, Deposit Solutions. Barclays, Funding Circle, and Monzo, which has given the company the firepower to scale the business.

The challenge for Chip will be staying relevant and differentiated when there are lots of other companies fighting for consumer's savings and investment accounts. For this reason, the company's investment product is forever adding something innovative to keep its users building wealth with Chip.

Insights

Top investors

Many candidates hear
back within 2 weeks

35% female employees

0% employee growth in 12 months

Company

Funding (last 2 of 11 rounds)

Dec 2023

$6.6m

LATE VC

Nov 2022

$4.7m

CONVERTIBLE

Total funding: $82m

Company benefits

  • Classpass membership or Wellbeing allowance
  • Unlimited Holiday
  • £1500 annual training budget which can also be used to attend conferences
  • Workplace pension scheme (Employer: 3% / Employee: 4% / Tax Relief: 1% / Total: 8%)
  • Work from home opportunities
  • Company Laptop 💻

Company values

  • Be Accountable - Everything you do matters, Care about the end result, Challenge the norm, Disagree, yet commit to making it happen once a decision has been made, Do the best job possible
  • Be Bold - Share our Ambition and do your bit to achieve it, Innovate: challenge the norm, break the mould and make it happen, Set goals that truly align with our mission, Do your best for our customers
  • Be Collaborative - Work cross-functionally - we win as a team, Build strong relationships based on trust, Treat others fairly and respectfully, Hold others to account, Be supportive and inclusive, Have fun together

Company HQ

London, UK

Founders

Previously co-founded Roamer, a company that helped you use your phone number abroad without paying roaming charges. Also held senior positions at other mobile companies

Previously worked in Marketing at Maxim and as Head of Growth at Pineapple Punk.


People progressing

Leena joined Chip in 2019 as an Operations Analyst and was promoted to Technical Product Owner just under 2 years later. Further promoted to Associate Product Manager in January 2023!

Harry joined Chip as an Customer Success Executive, he then progressed to Head of Customer Success a year later before working their way up the Compliance team ladder, becoming the Senior Risk & Compliance Manager in January 2023!

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