Senior Software Engineer, Enova
Platform Accounting
More information about location
3+ days a week in office
AI-driven financial credit provider
Open for applications
AI-driven financial credit provider
1001+ employees
Open for applications
More information about location
3+ days a week in office
1001+ employees
Company mission
Enova's mission is to help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.
Role
Who you are
- 3+ years of experience working as a software engineer, with previous experience developing accounting systems
- Proficiency in one or more object-oriented programming languages
- Familiarity with relational databases / SQL
- Expertise with building software features, enterprise architecture, and API integration to facilitate first in class software
- Experience collaborating with product managers and technical/business stakeholders to plan and scope deliverables iteratively
- A Bachelor’s degree in Computer Science, Engineering or equivalent experience
What the job involves
- As a Senior Software Engineer, you will play a crucial role in developing and maintaining next-generation in-house developed accounting applications. By harnessing the power of massive processing capabilities and CPU-intensive technologies, you will enhance our accounting systems for both consumer and small business lending divisions. Your innovative solutions will drive efficiency, positioning our company at the forefront of the financial industry
- You will play a pivotal role in designing, building, and enhancing our accounting platforms that empower our products to streamline their financial processes, ensure compliance, and help our businesses to make informed decisions. Your expertise will contribute to the development of software that is integral to our customer’s operational ledger accuracy as well as the financial reporting for our company
- You will collaborate with technical and business stakeholders, advocate for a high-quality codebase, and eliminate roadblocks. You will also enhance our collaborative environment by mentoring and sharing knowledge with your team's engineers
- Collaborate with cross-functional teams including Product Managers, Principals, Accountants and other engineering stakeholders to deliver new functionality as well as maintain/improve existing functionality within our accounting platforms
- Write clean, maintainable, and efficient code using the Go and Ruby programming languages
- Develop test automation to fully test your code and conduct thorough testing of software components to ensure they meet functional requirements
- Apply best practices in software design, including modularity, reusability, and scalability, to ensure the long-term viability of the applications
- Continuously identify opportunities to improve our accounting platforms by adding new features and optimizing performance
- Participate in code reviews to provide constructive feedback to peers and ensure code quality and adherence to coding standards
- Create and maintain technical documentation, including design documents, API documentation, and user guides
- Effectively communicate technical concepts and progress to both technical and non-technical team members
- Design and develop solutions using event-driven architectures
- Work towards project completion through end-to-end involvement, ensuring attention to detail, estimating work, and breaking up problems into deliverable parts
- Enhance our collaborative environment by supporting the engineers on your team through mentorship and knowledge sharing
Our take
Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.
Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify opportunities for credit when they would otherwise be missed. There is definitely a market for its product: over 8 million customers have funded almost $50 billion through the platform to date.
Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will increasingly come to rely on Enova's AI-based solutions to help them manage credit risk and navigate an increasingly complex lending environment.
Steph
Company Specialist
Insights
Company
Company benefits
- Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
- Health, dental, and vision insurance including mental health benefits
- 401(k) matching plus a roth option (U.S. Based employees only)
- PTO & paid holidays off
- Sabbatical program (for eligible roles)
- Summer hours (for eligible roles)
- Paid parental leave
- DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
- Employee recognition and rewards program
- Charitable matching and a paid volunteer day…Plus so much more!
Company values
- Customer first: We listen to our customers’ needs and create products that solve real problems. We deliver beyond expectations, treating our customers the way we want to be treated
- Best answer wins: We believe innovative ideas and solutions can come from anywhere. That’s why we make sure the best answer wins — no matter who it’s coming from.
- Operate as an Owner: The entrepreneurial spirit runs strong at Enova. We encourage team members to think big and move fast and use resources like they’re their own
- Accountable for Results: We’re a data-driven company, and we use that data to add value and create results. We set our expectations high and do what we say we are going to do
- Top Talent and Teamwork: Enova is a place for the best and brightest, from all walks of life and parts of the world. We work in small, focused teams that encourage diversity of thought
Company HQ
Chicago Loop, Chicago, IL
Articles
Leadership
David Fisher
(CEO, not founder)Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.
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