Software Engineer, Enova

Internship Summer 2025

Salary not provided
Ruby
Rails
Golang
Chicago

More information about location

3 days a week in office

Enova

AI-driven financial credit provider

Be an early applicant

Enova

AI-driven financial credit provider

1001+ employees

FintechB2CB2BArtificial IntelligenceLendingAnalyticsFinancial Services

Be an early applicant

Salary not provided
Ruby
Rails
Golang
Chicago

More information about location

3 days a week in office

1001+ employees

FintechB2CB2BArtificial IntelligenceLendingAnalyticsFinancial Services

Company mission

Enova's mission is to help hardworking businesses and individuals get access to fast, trustworthy credit through its AI-driven credit solutions.

Role

Who you are

  • A passion for crafting exceptional code, using open source technologies, and continuous learning
  • Experience with object oriented programming languages. We welcome engineers from various technical backgrounds!
  • The ability to collaborate with non-technical team members about progress, challenges, or new ideas
  • You are pursuing your Bachelor’s or Master’s degree in Computer Science, Engineering or related field and have an expected graduation date between Winter 2025-Spring 2026

What the job involves

  • Dates: June 17 - August 22
  • As a Software Engineering Intern, you will be integrated into our core agile teams and work alongside Enova's engineers. Over a period of 10 weeks, you will partake in the full software development lifecycle and work on business initiatives that bring value to our consumers
  • Enova believes in education through total immersion. As one of our interns, you’ll begin your time with us learning the ropes in our intensive boot camp program. While working on high visibility projects, we will also provide you in depth training surrounding Ruby, Rails, GoLang, and other technologies and skills needed to become a successful full stack engineer
  • As a member of the Enova internship program, you will have the benefit of networking with other interns across the company through team outings, lunches, and events
  • Our Software Engineering team is one of the largest in Chicago. We put the “Tech” in FinTech and are accountable for developing top notch products for our customers. We are structured into full-stack Agile teams, each aligned to core business lines and services, but no team is a silo. Our collaborative environment promotes continuous learning and innovation across all groups
  • We primarily code in Ruby and Go. Not Familiar? No problem! We want engineers from diverse backgrounds and have created a self-paced training program to get you up to speed during your first few weeks with us
  • Beyond this, our teams organize hackathons and tech talks for additional learning, monthly town halls to keep everyone ‘in the know,' affinity and advocacy groups, and even a tech pumpkin carving contest!

Our take

Providing customers with quick access to credit is important for fintech companies to survive in today's financial landscape of open banking, but this is made difficult by high credit rejection rates from banks. However, these decisions are generally made by human assessments of data which are limited due to the complexity of the modern financial landscape. AI-driven solutions, able to analyse vast amounts of data almost instantly to derive accurate credit risk assessments, present room for improvement in the lending industry.

Enova provides a platform called Colossus that leverages AI and machine learning-enabled analytics to provide businesses and individuals with fast, reliable, and trustworthy credit. The company achieves this by partnering with banks and sharing its data analysis solutions, helping to identify opportunities for credit when they would otherwise be missed. There is definitely a market for its product: over 8 million customers have funded almost $50 billion through the platform to date.

Enova has grown strongly in recent years based on the rapid uptake of its product. As the macroeconomic climate remains volatile, businesses will increasingly come to rely on Enova's AI-based solutions to help them manage credit risk and navigate an increasingly complex lending environment.

Steph headshot

Steph

Company Specialist

Insights

Many candidates hear
back within 2 weeks

13% employee growth in 12 months

Company

Company benefits

  • Hybrid roles entail working in-office from Tuesday to Thursday, with the choice to work remotely on Mondays and Fridays
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day…Plus so much more!

Company values

  • Customer first: We listen to our customers’ needs and create products that solve real problems. We deliver beyond expectations, treating our customers the way we want to be treated
  • Best answer wins: We believe innovative ideas and solutions can come from anywhere. That’s why we make sure the best answer wins — no matter who it’s coming from.
  • Operate as an Owner: The entrepreneurial spirit runs strong at Enova. We encourage team members to think big and move fast and use resources like they’re their own
  • Accountable for Results: We’re a data-driven company, and we use that data to add value and create results. We set our expectations high and do what we say we are going to do
  • Top Talent and Teamwork: Enova is a place for the best and brightest, from all walks of life and parts of the world. We work in small, focused teams that encourage diversity of thought

Company HQ

Chicago Loop, Chicago, IL

Leadership

David Fisher

(CEO, not founder)

Before joining Enova as CEO, they were the CEO of optionsXpress and CFO at Potbelly Sandwich Works, Prism Financial and RBC Mortgage.

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