Summer scans multiple sources to compile a directory of student loan forgiveness and repayment opportunities, and uses these options to build a personal debt management program for eligible employees - all managed digitally. Not only is this a savvy way for employers to improve benefits packages for top-tier graduates in a hot labor market, it’s also something for which they've recently begun to receive tax incentives.

Summer's seen good sign-up, and has helped tens of thousands of borrowers save millions of dollars. Through a partnership with Credit Karma, the company has also been broadening its service out beyond being a simple employment benefit. It has also raised significant funds towards expanding the reach of the platform.