Financial Planning and Analysis Manager, Creditspring
£70-80k
2+ days a week in office
Membership loan service
Job no longer available
Membership loan service
21-100 employees
Job no longer available
£70-80k
2+ days a week in office
21-100 employees
Company mission
To change the way people deal with unexpected expenses.
Role
Who you are
- Solid academic background
- ACA/ACCA qualified (or equivalent) with 2+ years of post-qualification experience
- Prior credit sector experience strongly preferred
Desirable
- Interest in fintech
- Experience with SQL/database query tools
- Happy working in a rapidly growing company/willing to take on a broad range of tasks outside “core role”
- Competitive salary, attractive benefits package (including Private Medical cover), workplace nursery scheme and staff equity scheme
- Excellent Excel skills
What the job involves
- Working closely with the whole finance team and driving our ability to deliver information which aids strategic decision making
- Reporting to the Financial Controller and CFO, the FP&A manager will interact closely with the broader management team and have investor relations exposure (debt and equity)
- The role arises as the platform grows and the finance team develops specialisms in reporting, strategic decision-making support, pricing, credit risk and FinOps
- Tailoring the “standard FP&A toolkit” to Creditspring’ s unique product offering: a loan which does not charge interest, where the financial instrument is a membership with indeterminate loan drawdown
- Refurb and refinement of existing unitary multi period business plan to enable more actively tailored scenarios for different stakeholders:
- Annual budgeting and AvP analysis
- Debt provider/facility utilisation
- Longer term planning/Equity raising
- Pricing analytics:
- Standardising unit economics and cohort performance analytics
- “what-if” analysis in determining the impact of price changes on portfolio performance
- Investor relations
- Standardising monthly investor reporting metric production
- Ad hoc data analytics to support debt and equity investor liaison
- Maintaining and automating monthly financial KPI dashboards in line with ongoing refinement of management reporting
- Providing tools to assist in Activity Based Costing initiatives
Salary benchmarks
Our take
Unexpected expenses are inevitable. However, there are limited and unfavourable options when it comes to managing these expenses: overdrafts are confusing, credit cards are risky, and payday loans are expensive. Creditspring aims to solve this problem by creating financial services that can help people manage their unexpected expenses.
Creditspring differentiates itself by not charging interest on its loans: clients only pay a fixed membership fee in addition to what they borrow. What's more, Creditspring sets out to improve the financial stability of its clients through offering budgeting tips, ways to improve their credit score and a personalised score that is updated every month- allowing them to monitor their improvement.
Kirsty
Company Specialist
Insights
Some candidates hear
back within 2 weeks
48% female employees
29% employee growth in 12 months
Company
Employee endorsements
Opportunities to learn
"Since I joined Creditspring, I learned a lot about underwriting and lending industry. Everyone is willing to help and answer questions, no questions..."
Funding (last 2 of 6 rounds)
Jul 2022
$10.6m
SEED
May 2022
$63.2m
GROWTH EQUITY VC
Total funding: $85.1m
Company benefits
- 🛋 Hybrid & flexible working - we also give you the option to work from anywhere
- 🧑🏫 £1000 annual training budget
- 💰 Equity participation
- 🧘🏽♀️£600 annual Juno flexible wellbeing budget
- 💻 Company Apple Macbook & WFH accessories
- 🍱 New starter team lunches
- 🕺Regular social & team events
- 🩺 Bupa health insurance including Mental Health Consultations, Free Digital GP service (24/7), therapies and Diagnostic Tests and much more!
- 🏋️♀️ 1:1 Private health and wellbeing assessments, ongoing health and wellbeing coaching and support through HAWQ with workshops and socials
- ⚕️Bupa health cash plan to help with everyday medical expenses such as dental and optical
- 🏄🏻♀️ 25 days paid holiday
- 👶🏼 Workplace Nursery Scheme
Company values
- Work Together
- Do the Right Thing
- Love What You Do
- Don't Settle
- Take Smart Risks
Company HQ
Mayfair, London, UK
Articles
Founders
Neil Kadagathur
(CEO)Studied Economics at Princeton University. Previously Executive Director at Goldman Sachs for 12 years.
Sabrina Loi
(Chief Design Officer)They were a Deputy Creative Director at Soleja for 12 years. Their experience lies in the design industry as a professor and a consultant.
Diversity & Inclusion at Creditspring
Puja Rohra (Senior Growth Manager)
- Don’t meet all the listed requirements? Research shows that women and people of underrepresented groups often don't apply for jobs unless they're 100% qualified. As an equal opportunities employer, we know that diversity is a key part of our teams' successes - so if your experience doesn’t fit perfectly but this role excites you, we’d love for you to apply. We’re committed to Creditspring being an inclusive environment where employees feel welcomed, valued and listened to; we want you to thrive as your true self.
- As an equal opportunity employer and advocates of Diversity, Inclusion and Equity, Creditspring proudly welcomes job applications from people of all races, ethnicities, disability statuses, ages, religions, gender identities or expressions, and sexual orientations.
- We are 80 Springmates, 23 unique nationalities and speaking a combined 38 languages
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