Senior Software Engineer, Upstart

Auto Retail

$163.6-226.4k

+ Employee Stock Purchase Plan + Bonus + Equity

React
AWS
TypeScript
GCP
Azure
Next.js
Senior and Expert level
Austin
San Francisco Bay Area
Remote from US
Upstart

AI lending marketplace

Job no longer available

Upstart

AI lending marketplace

1001+ employees

B2CMarketplaceLendingFinancial Services

Job no longer available

$163.6-226.4k

+ Employee Stock Purchase Plan + Bonus + Equity

React
AWS
TypeScript
GCP
Azure
Next.js
Senior and Expert level
Austin
San Francisco Bay Area
Remote from US

1001+ employees

B2CMarketplaceLendingFinancial Services

Company mission

To enable effortless credit based on true risk.

Role

Who you are

  • 6+ years working with full stack web applications
  • 3+ years of experience working in a full stack capacity with NodeJS/Typescript and React or equivalent
  • Able to translate complex business requirements into system architecture and technical designs
  • Experience leading engineers on medium to large projects through planning, design, implementation, and launch
  • Experience driving a culture of technical excellence related to quality, availability, and scalability

Desirable

  • Experience developing and testing mobile web applications
  • Experience with cloud computing platforms and services such as AWS, Azure, or GCP
  • Experience deploying web applications on Vercel and/or with NextJS

What the job involves

  • As a Senior Software Engineer on the Auto Retail team at Upstart, you will work closely with cross-functional partners to execute projects across the whole stack. You’re a self-starter who delivers work with quality, testability, resiliency, and maintainability in mind.
  • You’ll move efficiently and deliberately to drive both existing and greenfield projects forward, while always keeping our end users in mind
  • Lead successful projects working collaboratively with engineering team members and cross-functional partners
  • Make thoughtful architectural decisions to improve the quality of our software
  • Translate complex business requirements into technical plans, and ultimately high quality code
  • Drive a culture of technical excellence

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Insights

Top investors

-16% employee growth in 12 months

Company

Company benefits

  • Comprehensive health plans
  • 401k Plan
  • Life insurance
  • Disability insuranc
  • Generous vacation policy
  • Flexible time off
  • Parental leave
  • Technology equipment budget
  • Personal development budget
  • Various clubs and extracurricular activities
  • Catered lunches
  • Fully-stocked micro-kitchen

Funding (last 2 of 6 rounds)

Apr 2019

$50m

SERIES D

Mar 2017

$32.5m

SERIES D

Total funding: $135.7m

Our take

Business startups across the world usually seek out funding, but this is often difficult for companies led by millenials. Millennial entrepreneurs with an excellent track record in business are increasingly requiring access to these loans, but their lack of credit history results in proposals frequently being declined.

Upstart provides loans that are aimed towards the target audience of millennials with entrepreneurial intentions, offering low interest rates that average at 12%. The company claims these rates are 10% lower than traditional lenders, and the service aims towards ensuring that the client is subject to no further fees (such as prepayment penalties).

Upstart claims that its unique selling point lies in the fact that its loans are funded the day after approval. Whilst the service focuses on personal loans for business, the company has also expanded to offer loans for car refinancing. Over 2022 and 23, Upstart's stocks fell dramatically and an investigation was undertaken by a law firm representing the company's long-term investors over alleged security law violations by its board of directors. However, the end of 2023 saw a 20% stock value rise for Upstart after its partnership with Mutual Security Credit Union led to a rise in customers, indicating that it is on the up after a difficult two years.

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Freddie

Company Specialist at Welcome to the Jungle