Founding Engineer, fizz
Credit building debit card for students
Open for applications
Credit building debit card for students
21-100 employees
Open for applications
21-100 employees
Company mission
To be the financial ally of young adults on their way to financial independence.
Role
Who you are
- Real-world experience developing or implementing software
- Diligence to write clean, tested, and documented code
- Enthusiasm for product ownership, critical thinking, and proactive collaboration. You like to teach and you love to learn
- A self-starter attitude who likes to take initiative and get's down what is needed
- A passion for the problem we are solving and derive a sense of purpose from building something that matters
Desirable
- Experience with Fintech APIs, AML, and KYC vendors
- Experience with Anti fraud strategies
- Experience in mobile development in flutter, or native iOS and Android
- Experience with Firebase
- Experience with mobile app development
What the job involves
- As a Founding Engineer at Fizz, you'll have a direct impact on every aspect of our Fintech application, from designing backend and database architecture, all the way through to customer-facing user interface implementation
- You'll be trusted to independently build new features entirely from scratch, while maintaining the flexibility to help relieve bottlenecks in different areas of the product when needed
- Specifically you will contribute to every part of our codebase - helping to design core architecture, and building our App utilizing third-party payment, card issuance, KYC, AML and data APIs
- You will on a regular interval unite with the entire team to decide what to build next and take full ownership of building features
Otta's take
Theo Margolius
COO of Otta
Founded in 2021 by 3 Harvard Graduates (one of whom featured in Forbes 30 under 30), fizz is a banking service that assists you in building your credit portfolio. A Y Combinator Startup, it has achieved great success in its very early stages, acquiring funding in its first year that has allowed the company to really establish its founding voice.
The company was created based on two unsettling statistics - 90% of 18-20 years olds are credit-invisible, and yet the majority of college students go on to graduate with $3000 or more in credit card debt, and 3 in 4 Americans under the age of 30 say keeping their personal finances on track is their largest source of anxiety. There is a definite lack of knowledge around the need for credit not just in the US, but worldwide. It’s not something taught within our education systems despite the vital role it plays in many life milestones, like buying a house.
The product is simple - fizz debit cards connect to customers' existing banks, where fizz will autopay for customers' purchases only to be repaid by the customer, offering the credit building scheme. fizz is now looking to grow its team to help the company scale.
Insights
Company
Funding (2 rounds)
Jun 2024
$14.4m
SEED
Aug 2021
$0.2m
SEED
Total funding: $14.6m
Company benefits
- Equity in an early-stage startup
- Tons of growth potential and complete ownership from the start
- Full medical and dental benefits
- Flexibility to work where you want
- Unlimited PTO
- 401K plans with employer match
- Regular team offsites
- A cohesive team that trusts one another
- The chance to help build a generational company
Company values
- True Team Mentality: We foster a supportive, unified team that celebrates wins and tackles challenges together
- Collaborate Relentlessly: We maintain open communication, embrace respectful confrontation, and value diverse perspectives
- Think Beyond Ourselves: Our collective success hinges on diverse, inclusive, equitable, and accessible contributions
- Hold Ourselves to High Standard: We strive for excellence, constantly pushing to improve and innovate
- Always Solve Problems: We proactively minimize work, objectively analyze performance, and seek efficient solutions
- Act With Intention: United by our passion, we set clear goals, take purposeful actions, and assume responsibility
Company HQ
Chelsea, New York, NY
Founders
Carlo W. Köbe
(CEO)Started as a Business Analyst at Harvard College Consulting Group, before working in Product Management at Merantix.
Scott Smith
(COO)With a Bachelor's degree in Finance under their belt, they went on to work as an Analyst at Simple Ventures and Campus Scout at GoAhead Ventures before co-founding Fizz.
Moritz Pail
(CTO)Having studied Computer Science and Mathematics went on to work as a Data Science Intern at Cortical.io and a Consulting Intern at Accenture.
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