Data Scientist, Lydia
Mobile financial services app
Job no longer available
Mobile financial services app
201-500 employees
Job no longer available
201-500 employees
Company mission
To make the payment experience as easy as possible for everyone.
Role
Who you are
- You hold a Master’s degree in Data Science or Engineering from a top-tier institution
- You have a first experience in a data scientist position at least during 3 years
- You are proficient in python, SQL and have experience on the full life-cycle of a machine learning project
- You are curious, autonomous and like to dig into the data to find powerful insights in your models
Desirable
- You have already worked on computer vision algorithms (like convolutional neural networks)
- You have worked and released projects on GCP and notably APIs
What the job involves
- As part of KYC/B and access user experience team, you will be in charge of creating, improving and maintaining services for end-users (Lydia's users or teammates) based on data manipulation and machine learning
- Development of Machine Learning models (clustering type) to improve customer knowledge
- Maintain and enrich our risk scoring risk algorithm
- Set up algorithm to better identify client problems proactively
- Develop scoring and analysis to help our customer service personalize our relationship to our clients
Application process
- Initial interview by phone with the Recruitment Team
- Fit interview at Lydia with the Vertical Lead Manager
- Technical Case Study
- Second round of interviews with one of our Data Scientist
Our take
The Lydia app has rapidly become France’s leading banking challenger. As France’s 2nd most downloaded fintech app, its has onboarded nearly 6 million users and became a unicorn in late 2021. The company has reached these heights with its savvy strategy: building out gradually from a modest P2P payments app into a multi-service “super app.”
It’s a remarkable player in the broader, global banking revolution that’s seeing neobanks and fintech startups outmanoeuvre incumbent institutions to net the Millennial and Gen X markets. Whilst this frenzy of competition makes the fierce market difficult to access for smaller, newer competitors, Lydia’s deeply embedded French user base has earned it a powerful reputation.
With “super-apps” such as Lydia consolidating in their own regions, many have their eyes on a more global reach. This is where the pressure may be applied to Lydia, which only operates in a handful of EU territories, whereas close competitor Revolut operates in dozens, with plans to expand intercontinentally. Although Lydia has added competitive novel features like crypto-investing capabilities to its platform, it will need to continue to innovate in order to fend off international competitors.
Kirsty
Company Specialist
Insights
1% employee growth in 12 months
Company
Funding (last 2 of 7 rounds)
Dec 2021
$100m
SERIES C
Dec 2020
$86m
SERIES B
Total funding: $257m
Company values
- We are agile but thoughtful and demanding
- We are creative and ambitious but pragmatic
- We are not afraid to undo what we hardly built the day before, if that can allow us to do even better
- We speak little, but with one voice
- We are looking for talents that inspire us and that we inspire
Company HQ
Sentier, Paris, France
Articles
Leadership
Cyril Chiche
(CEO)Previously a Co-founder and COO for Avitis, who went on to co-found and serve as CEO at the mobile drinks payments platform Drinkon.me. Also a board member of France Fintech.
Antoine Porte
(CPO)Previously an associate and entrepreneur, and Co-founder of Drinkon.me.
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