Staff Analytics Engineer, Earnin
$272.7-345.4k
+ Equity
2 days a week in office (Palo Alto, CA)
Paycheck advance service for employees
Job no longer available
Paycheck advance service for employees
201-500 employees
Job no longer available
$272.7-345.4k
+ Equity
2 days a week in office (Palo Alto, CA)
201-500 employees
Company mission
Earnin’s mission is to build a financial system that works for people.
Role
Who you are
- Bachelor/ Master degree in Engineering / Analytics related fields
- 6+ years of relevant work experience in Analytics, Business Intelligence, Data Science or relevant field
- 6+ years experience in custom ETL design, implementation and maintenance
- 5+ years experience with schema design and dimensional data modeling
- 5+ years experience in writing complex SQL queries and Python
- 5+ years experience working with Snowflake / Databricks or similar distributed compute systems
- 5+ experience with business intelligence tools such as Tableau, Power BI, or QlikView
- 5+ years of working with relational databases (Redshift, PostgreSQL) and big data structures
- 5+ years of experience in collaborating with cross-functional teams
- Proficient in at least one major data processing framework like Spark
- Hands on experience working in cloud environments: AWS, GCP, Azure
- Experiences working with finance team is preferred not required
- Ability to analyze data to identify deliverables, gaps and inconsistencies. Excellent problem-solving and analytical skills
- Fintech industry experience preferred
What the job involves
- This is a high impact role within the AI & Data team. You will work across teams, help drive data-driven decisions and own the automated reporting systems
- You will develop solutions to complex business problems characterized by imperfect data. You will gather, transform, and present data to enable data-driven decision-making
- You will help scale the analytics we are offering to both internal and external stakeholders
- You will also help us strengthen our capabilities to build, maintain strategic data assets & platforms, generate insights for critical business functions and drive the culture of clean data at EarnIn!
- Interface with Finance, Engineering and Analytics to understand data needs and deliver high quality data products (25%)
- Get familiar with finance & analytics domain at EarnIn and identify opportunities for process automation
- Build data functional expertise and own data quality for allocated areas of ownership
- Create quality controls on data feed to ensure high quality data delivered for end product
- Design, build and launch new data extraction, transformation and loading processes in production as and when required
- Implement data governance practices, including data security, privacy, and compliance measures
- Deep analysis to uncover areas of opportunity and present recommendations that will help shape the strategy and operations of business stakeholders
- Create project related documentation for requirements, design, processing methodologies and changes planned and other relevant areas
- Provide analytical support for financial needs such as annual audits, new product revenue reporting and external lender inquiries
- Champion data quality and governance throughout EarnIn by maintaining and extending a clean data ecosystem for the company (25%)
- Gather business requirements from key stakeholders across the company to identify and model key clean data entities needed for critical business functions and needs
- Work with analytical engineering and data engineer teams to create curated datasets in batch and real-time via modern data processing solutions
- Ensure the curated datasets fulfill the main elements of data products - well designed, richly described, strongly governed, high quality, operationally reliable (within SLAs) and compliant with data privacy regulations
- Streamline data flows from source and produce high quality data and pipelines (20%)
- Develop and maintain data pipelines, ETL processes, and data integration workflows to ensure efficient and accurate data acquisition from various internal & external sources using SQL, Python, or other scripting languages
- Work with data infrastructure to triage infra issues and drive to resolution and serve as the key point to bridge between data infrastructure and end customers
- Design, build, and optimize data architecture & models to support business reporting and analytics needs. Understand evolving business requirements to optimize/update data pipelines in SQL
- Monitor and optimize the performance of data systems, troubleshoot issues, and propose solutions for data-related problems
- Design, develop and maintain scaled, automated, user-friendly systems, reports, dashboards, etc. that will support our financial needs (20%)
- Build and deliver high quality visualization and reporting solutions to support Finance business needs
- Design and create customized reports for all new financial reconciliation needs catering to their specific needs
- Automate reporting for Finance using Python, Periscope, Tableau, Amplitude and other EarnIn in-house business intelligence tools and platforms
- Be a data and functional expert at EarnIn (10%)
- Stay up to date with industry trends and emerging technologies in the field of business intelligence and data analytics
- Be a data SME related to fintech domain
- Identify and recommend BI and data tools that can be used within the company for increased productivity and scalability
Otta's take
Theo Margolius
COO of Otta
Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.
Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.
Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.
Insights
Company
Funding (last 2 of 4 rounds)
Dec 2018
$125m
SERIES C
Sep 2017
$39m
SERIES B
Total funding: $190.1m
Company benefits
- 401k
- FSA
- Mental health resources
- Employee Resource Groups
- Stipend for growth opportunities
- Pet friendly office
- Work from home opportunities
- Health insurance
Company values
- Ownership
- Speed
- Impact
- Outstanding people
- Curious truth-seeking
- Multi-level thinking
Company HQ
Evergreen Park, Palo Alto, CA
Founders
Ram Palaniappan
(CEO)Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.
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