• A minimum of 3 years working within in a regulated financial services/consumer credit business
• Keen attention to detail and excellent written and oral communication skills, able to work effectively with others to achieve results
• Comfortable working with data and able to use data to identify issues or opportunities
• Proactive and perceptive with the ability to identify tasks and escalate issues appropriately
• Well-organised and self-sufficient with the ability to deliver within set timescales

Desirable

• The Risk Management Specialist will support risk management activity across the organisation including documentation, implementation and monitoring of the Risk Management Framework and Risk Management System which is used to capture, detail and manage risks across the business
• Working closely with the CRO the Risk Management Specialist will collaborate with risk owners, all departments across the organisation, and second/third line QA teams to identify, treat and manage risks, ensuring that the mitigation and controls are effective and that the organisation operates within its risk appetite
• Assist in the development and maintenance of the risk governance and risk management policies and procedures
• Help to actively promote the Risk Management Policy and internal approach to risk management
• Lead administrator for the risk management system – ensure all risks are identified, documented and monitored. Utilise the system to identify changes to risk appetite or level and to document that mitigation / controls are adapted as appropriate
• Ensure risk data is maintained, managed, reviewed and responded to effectively by stakeholders (e.g. owners of risks, control and actions)
• Work with 2nd and 3rd line QA functions to support alignment with risk appetite / changes to current risks or the identification of new risks via their activities and escalate as appropriate
• Design of the Key Risk Indicators reporting pack - Support risk management reporting and further develop ongoing monitoring and exception reporting
• Construction and completion of quarterly risk pack for the board
• Horizon scanning for relevant risk escalation and information sharing/awareness within the organisation
• Document minutes of the Risk & Compliance Committee meetings and collate the monthly risk pack in preparation for the meeting. Present risk management system changes within the month and report on issues requiring escalation
• Consult on and support projects to assist with Risk Management – alignment with risk appetite / changes to current risks or the identification of new risks
• Facilitate regular risk and control review meetings with risk owners
• Support other teams across the business with advice and guidance. Ensure that the risk function is viewed positively and as such is asked for assistance where appropriate
• Support initiatives designed to raise awareness about risk, increase engagement in risk management and to foster a good risk culture across the firm
• Keep up to date with risk management updates and change within the industry, use events and networking to ensure that the business is aware of developments which can support the business
• Support any business response to auditors or regulator contact/queries in relation to risk management. Assist the business post audit to ensure any remedial action is completed