Mobile financial services app
Job no longer available
Mobile financial services app
201-500 employees
Job no longer available
201-500 employees
To make the payment experience as easy as possible for everyone.
Desirable
The Lydia app has rapidly become France’s leading banking challenger. As France’s 2nd most downloaded fintech app, its has onboarded nearly 6 million users and became a unicorn in late 2021. The company has reached these heights with its savvy strategy: building out gradually from a modest P2P payments app into a multi-service “super app.”
It’s a remarkable player in the broader, global banking revolution that’s seeing neobanks and fintech startups outmanoeuvre incumbent institutions to net the Millennial and Gen X markets. Whilst this frenzy of competition makes the fierce market difficult to access for smaller, newer competitors, Lydia’s deeply embedded French user base has earned it a powerful reputation.
With “super-apps” such as Lydia consolidating in their own regions, many have their eyes on a more global reach. This is where the pressure may be applied to Lydia, which only operates in a handful of EU territories, whereas close competitor Revolut operates in dozens, with plans to expand intercontinentally. Although Lydia has added competitive novel features like crypto-investing capabilities to its platform, it will need to continue to innovate in order to fend off international competitors.
Kirsty
Company Specialist
1% employee growth in 12 months
Dec 2021
$100m
SERIES C
Dec 2020
$86m
SERIES B
Sentier, Paris, France
Founders
Cyril Chiche
(CEO)Previously a Co-founder and COO for Avitis, who went on to co-found and serve as CEO at the mobile drinks payments platform Drinkon.me. Also a board member of France Fintech.
Antoine Porte
(CPO)Previously an associate and entrepreneur, and Co-founder of Drinkon.me.
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