Senior Backend Software Engineer, Cardless
$165-215k
+ Equity
Co-branded credit card creation platform
Job no longer available
Co-branded credit card creation platform
21-100 employees
Job no longer available
$165-215k
+ Equity
21-100 employees
Company mission
To make credit more engaging, rewarding, and accessible.
Role
Who you are
- Experience designing backend services & systems and scaling them in production. This is more important to us than a specific # of years of experience, but we expect most engineers to need at least 3-5 years in the industry to gain this experience
- Experience leading projects, planning work, collaborating cross-functionally, and mentoring other engineers. A high-functioning, collaborative, and supportive environment is important to us, and you'll play an important role in fostering that
- Broad, high-level expertise across a modern application stack (covering e.g. databases, infrastructure, CI/CD, APIs, client apps, queueing, etc.)
- Deep, low-level expertise in one or more backend domains (e.g. databases, scaling, or distributed systems), in the technology/platform of your choice
- Passion for both your craft (building things right) and achieving real-world impact (building the right things for our business & customers)
What the job involves
- Cardless is looking for an experienced backend engineer to join our exceptional team!
- We have an exciting Product and Platform roadmap for 2024 and are seeking Backend Engineers with diverse backgrounds & complementary skillsets who are passionate about building quality systems & services and achieving real-world impact
- You may be a generalist who's excited to work in many domains, or you may prefer to go deep in a few (e.g. helping us build an extensible rules engine or a highly reliable ledger)
- Besides writing & reviewing code, you'll plan work, write tech specs & review design docs, lead projects, collaborate across disciplines (e.g. with PM, design, compliance & partnerships), and mentor other engineers
Otta's take
Theo Margolius
COO of Otta
Cardless is a financial technology company attempting to modernize co-branded credit card programs. There are around 200 brands in the U.S. with traditional cards that haven't been modernized in over 20 years. These traditional cards, from the likes of Costco and Sam's, enable shoppers to collect reward points that they can use for things like travel.
Cardless is helping popular consumer brands (for example, NBA’s Cleveland Cavaliers) launch credit cards so they can engage with their fans and reward them with bespoke benefits. For example, a virtual conversation with a player.
Cardless’ co-founders are no strangers to the financial industry. Michael Spelfogel spent time at Visa and Scott Kazmierowicz worked in banking for Goldman Sachs. Through their experiences they spotted a gap in the market for simple, credit card loyalty programs that focus on customer experiences.
The global credit card market is valued at over $100 billion. It's certainly big enough for consumer brands to enter, however, with Cardless acting as a middle-man, there's always a risk that it could get frozen out by the big banks.
Insights
Company
Funding (last 2 of 4 rounds)
Jul 2021
$40m
SERIES B
Jun 2020
$7m
SERIES A
Total funding: $50m
Company benefits
- 💸 Competitive salaries, equity, and a 401(k) plan
- 🏥 Top-of-the-line healthcare (medical, vision, and dental), with 100% primary coverage and 75% dependent coverage for medical
- 🌴 Unlimited paid time off, with a minimum of 15 days off per year
- 👶 Parental leave for birthing and non-birthing parents
- ✈️ Team trips & offsites
- For in-office employees:
- 🍱 Catered lunch at the office every day, plus plenty of snacks & drinks
- 🚎 $250/month commuter assistance for public transit or our parking garage
- For remote employees:
- 🖥️ $500 remote setup stipend to help you do your best work
Company values
- Be curious and be the solution - We work in a complex space. In order to be successful, we must think globally and collaborate cross-functionally. We ask thoughtful questions without judgment and propose comprehensive solutions that address the full picture. We are all owners at Cardless — mindful and empowered
- Do your best work - We are a team, and we achieve more together than apart. At Cardless, we want to see each other succeed: we take as much pride in each other’s work as our own. We celebrate and seek out diversity of experience, thought, and background in order to accelerate both individual and company growth. We're hungry, we're passionate, and we’re inspired to achieve great things together
- Move fast and build things - We are a startup in a highly regulated space, so we must execute with both speed and precision. We achieve this through deliberate focus, methodical preparation, and disciplined execution. We build, learn, improve, and repeat
- Start with the customer - Our customers are our priority. Our care for them drives our actions. The first question we always ask is: how will this impact the customer? We make every decision, no matter how big or small, with the customer top of mind
Company HQ
SoMa, San Francisco, CA
Articles
Founders
Scott Kazmierowicz
(CEO)Former Investment Banker at Allen & Company and Bank of America. Former Software Engineer at Goldman Sachs. BS in Computer Science at Stanford University.
Michael Spelfogel
(President)Former Data Scientist at Lyft and Rent the Runaway. Formerly in Commercial Card Management at Visa. BASc in Management Science and Engineering at Berkley.
Salary benchmarks
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