Staff Software Engineer, Earnin

Money Movement

$160-288k

C#
Kotlin
Expert level
Remote from US
Earnin

Paycheck advance service for employees

Job no longer available

Earnin

Paycheck advance service for employees

201-500 employees

FintechB2CB2BPersonal financePaymentsFinancial Services

Job no longer available

$160-288k

C#
Kotlin
Expert level
Remote from US

201-500 employees

FintechB2CB2BPersonal financePaymentsFinancial Services

Company mission

Earnin’s mission is to build a financial system that works for people.

Role

Who you are

  • 10+ years of delivering value through software in a collaborative environment
  • Expertise in trade off analysis for distributed architectures
  • Proficient in at least one modern programming language, and the ability to understand more than one - we currently work in C# and Kotlin
  • Familiarity with clean architecture approach
  • Experience with various data storages, including relational and document databases
  • Excellent written and verbal communication skills
  • Ability to thrive in a fast-paced, dynamic, result-driven environment
  • Being self-motivated and able to work independently with minimal supervision

What the job involves

  • Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design and create high quality, maintainable code
  • Make a meaningful impact in the lives of our community members
  • Design & deliver robust microservice integrations via REST/gRPC APIs using various communication, consistency, and coordination strategies
  • Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design and architecture reviews
  • Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success
  • Estimate and manage team project timelines and risks
  • Care passionately about producing high quality designs and code
  • Participate in hiring and onboarding for new team members
  • Lead cross-team engineering initiatives

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Insights

Top investors

42% employee growth in 12 months

Company

Company benefits

  • 401k
  • FSA
  • Mental health resources
  • Employee Resource Groups
  • Stipend for growth opportunities
  • Pet friendly office
  • Work from home opportunities
  • Health insurance

Funding (last 2 of 4 rounds)

Dec 2018

$125m

SERIES C

Sep 2017

$39m

SERIES B

Total funding: $190.1m

Our take

Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.

Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.

Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.

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Freddie

Company Specialist at Welcome to the Jungle