Senior Back-End Engineer, iwoca
Credit Risk Analytics Team
£60-80k
+ Share Options
Online loans for small businesses
Open for applications
Online loans for small businesses
201-500 employees
Open for applications
£60-80k
+ Share Options
201-500 employees
Company mission
To give small business owners a great experience while getting the finance they need.
Role
Who you are
- We are looking for a Senior Back-End Engineer who is enthusiastic about creating remarkable back-end infrastructure, motivated to join a vibrant team, and thrilled to be transforming the landscape of small business financing at iwoca
- Proficiency in Python 3, with a strong background in back-end engineering
- Experience with the Django web framework and Object Relational Mapping (ORM) with a PostgreSQL database back end
- Experience in creating and integrating web services using REST API’s
Desirable
- Familiarity with DevOps practices, including containerisation and CI/CD processes
- Experience working with predictive models using pandas dataframes
- A strong numerate background, i.e. maths, physics, computer science, engineering, or similar
What the job involves
- Design and create web-based microservices that contain business-critical functionality
- They will need to integrate with existing lending processes using RESTful API calls. You will maintain business continuity by deploying incremental changes with continuous testing and monitoring
- Collaborate with Credit Analysts to enhance their work by defining new features and capturing new data to make better lending decisions
- Improve the internal business logic that underpins iwoca's automated lending flow. For example, you’ll work on the logic that implements automated checks and routes applications to different logical subsystems
- The Credit Risk Analytics team is a versatile team of developers, analysts, and credit risk managers
- Their objective is to maximise iwoca’s ability to create value without taking too much credit risk
- They hold daily standup meetings to share progress updates and help each other to solve problems
- The environment is dynamic and autonomous, with a focus on ‘getting things done’ and delivering high quality solutions
- You’ll work closely with stakeholders, delivering solutions in an iterative way, collecting and addressing feedback, and also providing support
Salary benchmarks
Otta's take
Xav Kearney
CTO of Otta
UK SME's are the backbone of a complex economy that is constantly changing, so the need for fast and responsive access to finance is becoming more and more important to ensure their success and growth. iwoca allows SMEs access to business loans in less than a minute, with its API and business marketplace partnerships.
With offerings like iwoca's, gone are the days where waiting up to eight weeks for a loan decision was viable. Its simplified business loans of £1,000 - £500,000 come with no fees attached, and applying online takes no more than five minutes. The ready availability of iwoca loans gives business owners a level of certainty, so that they can make instant decisions to help their business grow.
iwoca has made a number of partnerships with other players in the business finance space, including an impressive industry-first invoice checkout integration with QuickBooks. Funding raised by the company, which is now operating at net profitability, will enable it to meet a recent surge in demand for corporate loans. The company has made several billion in funding available to over 100,000 businesses since launching, positioning itself as a leading European fintech.
Insights
Some candidates hear
back within 2 weeks
33% female employees
-2% employee growth in 12 months
Company
Employee endorsements
Opportunities to learn
"Great opportunities available to learn from both individuals through shadowing, and teams through presentations and even secondment opportunities -..."
Funding (last 2 of 7 rounds)
Aug 2019
$12.9m
GRANT
Feb 2019
$25.8m
SERIES D
Total funding: $94.1m
Company benefits
- Flexible working across all teams.
- Twice a year we rent houses in places like Sicily and the French Alps where each team can work together for a week poolside.
- Share options after six months.
- Comprehensive health insurance and cash plans.
- Gym discounts and weekly yoga classes.
- Each floor of iwoca HQ has a fully stocked fridge for breakfast.
- Every Friday we unwind with beers and wine.
- Enhanced maternity and paternity leave for new parents plus a nursery benefit.
- Unlimited unpaid leave.
- The time and budget to invest in your professional development.
Company values
- Motivated: Going to work shouldn't feel like a slog, so we want everyone in the team to personally care about what they're working on. We stay motivated by celebrating our wins, learning from our mistakes, and always looking for new gaps to step into.
- Smart: At iwoca being smart isn't about what you know, it's about how you think. Smart thinking means looking at each problem by asking ‘why’ first, then figuring out ‘how’.
- Humble: We know all ideas are flawed, all code has bugs, and everyone makes mistakes - it’s how we learn. For us, being humble means you question yourself first, rather than your team.
- Growth Mindset: We think there's always a better way to solve a problem. So we never let ourselves get comfortable with being good enough.
Company HQ
Fitzrovia, London, UK
Founders
Christoph Rieche
(CEO)7 years of experience in finance, most recently as a VP at Goldman Sachs.
James Dear
(Head of Systems & Numbers)Previously a VP at Deutsche Bank. Has a PhD in Physics from King's College London.
People progressing
Joined as a Customer Onboarder, moved into the Broker Team and has most recently been promoted to Partnerships Manager.
Diversity & Inclusion at iwoca
- We work hard to make iwoca a place where everyone feels welcome, where you can confidently be yourself. We understand that diversity isn't an optional add-on, it's the core ingredient of what makes us great.
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