Business Analyst, Earnest

$100.1-125.1k

+ Employee Stock Purchase Plan + RSUs

SQL
Python
Tableau
Looker
R
Mid level
San Francisco Bay Area
Earnest

Student loan provider

Open for applications

Earnest

Student loan provider

201-500 employees

FintechB2CPersonal financeLendingCredit cardsFinancial Services

Open for applications

$100.1-125.1k

+ Employee Stock Purchase Plan + RSUs

SQL
Python
Tableau
Looker
R
Mid level
San Francisco Bay Area

201-500 employees

FintechB2CPersonal financeLendingCredit cardsFinancial Services

Company mission

To make higher education accessible and affordable for everyone.

Role

Who you are

  • 3+ years of relevant work experience in a data-centric role (e.g. analytics, business intelligence, business analytics, finance, investment banking, financial/risk modeling, pricing, management consulting, etc.)
  • Bachelor's degree (B.S.) in quantitative field such as Statistics, Mathematics, Economics, Business, or Finance or Combination of relevant education, experience and training
  • Ability to understand and act on complex, open-ended problems, and to adapt, operate, and thrive under ambiguity
  • Experience manipulating and summarizing data using SQL
  • Experience communicating results and insights to cross-functional stakeholders
  • Experience with data-visualization (ex: Looker, Tableau, etc.)

Desirable

  • Experience developing forecasting models
  • Experience using in a statistical software such as Python or R
  • Experience in financial technology field

What the job involves

  • The Business Analyst position will report to the Lead Business Analyst
  • Perform hands-on, in-depth analysis to assist in identifying business opportunities and decisions
  • Perform root cause analysis to understand what’s driving performance across key business metrics
  • Clearly and concisely communicate insights and results to both technical and non-technical stakeholders
  • Support strategic initiatives from planning to execution, offering data-driven recommendations and tracking their success
  • Work collaboratively to constantly elevate deep analysis and insights, fostering a culture of data-driven decision-making
  • Informed data decision-making at all levels of the organization, reducing the risk of making decisions based on intuition or incomplete information
  • The ability for us to act quickly against your insights and recommendations to improve our overall business
  • Deep understanding of performance against our key strategic initiatives to keep moving us forward as a business

Otta's take

Sam Franklin headshot

Sam Franklin

CEO of Otta

Earnest offers student loan refinancing and personal loan products. It looks at thousands of data points such as education, saving patterns, investments, and career trajectory to issue a unique credit score, which can prove a lifeline for students who may otherwise struggle to qualify for loan refinancing.

For the portion of student debtors with low credit scores, Earnest is one of a few scant options. Borrowers can choose their own loan terms to fund up to the full cost of their education, and there are no origination, application, or late fees.

Earnest has grown from distributing $8M loans in its first year of business to an impressive total $18.5 billion in student loans refinanced, and has served upwards of 200,000 people. With student loans representing such a huge sector of lending, there should be plenty of room for Earnest to continue expanding in the future.

Insights

Top investors

Few candidates hear
back within 2 weeks

4% employee growth in 12 months

Company

Funding (last 2 of 4 rounds)

Mar 2017

$20m

SERIES C

Nov 2015

$75m

SERIES B

Total funding: $127m

Company benefits

  • Remote-first flexibility
  • Monthly & annual remote work stipends
  • Professional development & tuition reimbursement
  • $1000 annual travel perk
  • Robust 401K package
  • No meeting Thursdays
  • Annual company-wide offsites

Company values

  • Earn Happy Customers - Our customers’ journey is ours to share. Our success comes from anticipating their needs and providing the solutions they’re looking for. This combination of empathy and action helps them become our best endorsers and biggest fans.
  • Better is Better - The path to great means getting better every day. We push ourselves, and each other, to remain curious and think differently. We know the value of compounding and how continuous 1% improvement leads to massive changes. We are always willing to challenge the status quo in order to achieve our goals.
  • PhD in Moving Fast - Our customers are tired of long wait times and large student loan bills so we constantly seek out ways to deliver faster. We refuse to waste time on things that don’t move the needle and we surprise teammates and customers with our speed.
  • Passion for Challenges - Perseverance and optimism are just the start to take on the inertia of a national trillion-dollar problem. We enjoy tough challenges knowing that if we persist through them we will make a difference.
  • Impact is a Team Sport - We maximize our impact when we act as one team. We each play our part and put team success above personal achievement. Earnies are willing to do what it takes to make the team better even though it may be uncomfortable for ourselves.

Company HQ

The East Cut, San Francisco, CA

Founders

Co-founded SolidEnergy Systems. Was a Part-time Partner at Y Combinator. Is a Board Member of Car Dash and Roofr, and is a Mentor at First Round Fast Track.

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