Software Engineer, Payactiv

$120-150k

SQL
AWS
C#
.NET
.NET Core
Git
Senior level
San Francisco Bay Area

Office located in Milpitas, CA

Payactiv

Allowing early access to monthly paycheques

Open for applications

Payactiv

Allowing early access to monthly paycheques

201-500 employees

FintechB2CB2BSustainabilityHRPersonal financePaymentsFinancial ServicesMobileWellbeing

Open for applications

$120-150k

SQL
AWS
C#
.NET
.NET Core
Git
Senior level
San Francisco Bay Area

Office located in Milpitas, CA

201-500 employees

FintechB2CB2BSustainabilityHRPersonal financePaymentsFinancial ServicesMobileWellbeing

Company mission

To bring security, dignity, and savings to people who help create our economy.

Role

Who you are

  • 5+ years of experience in .Net development stack, including .Net Core, C#, and Web API, or equivalent expertise
  • Bachelor's Degree or work-related experience
  • Strong understanding of object-oriented programming principles
  • Proficiency in RDBMS, with skills in MS SQL Server and Amazon Aurora
  • Hands-on experience developing applications using RESTful APIs, Microservices, Web applications, Batch services, and Data connectors
  • Sound knowledge of design patterns and ability to identify and mitigate anti-patterns
  • Familiarity with source code control/versioning tools such as TFS and Git
  • Experience with cloud platforms, particularly AWS

What the job involves

  • 1. Software Development: Embrace test-driven development principles and maintain code quality
  • Create and optimize services and system architectures for projects, providing feedback to the team
  • 2. Code Quality and Review:
  • Improve code quality through unit testing, automation, and conducting code reviews
  • Collaborate with multidisciplinary teams, including Back-End Software Engineers, Project Managers, and System Administrators
  • 3. Innovation and Problem Solving:
  • Participate in brainstorming sessions and contribute innovative ideas for technology, algorithms, and product enhancements
  • Dive into challenging problems and deliver effective solutions within specified timelines
  • 4. Collaboration:
  • Work closely with product and design teams to understand end-user requirements, translate them into use cases, and develop pragmatic technical solutions
  • Foster open communication and collaboration within the engineering team
  • 5. Security and Data Protection:
  • Implement security measures and data protection protocols within applications
  • Ensure adherence to fundamental design principles for building scalable and secure applications
  • 6. Performance Optimization:
  • Continuously optimize application performance, quality, and responsiveness
  • Identify and resolve bottlenecks and bugs, developing innovative solutions
  • 7. Database Management:
  • Build and optimize SQL queries and stored procedures in SQL Server databases
  • Ensure efficient data retrieval and manipulation

Our take

PayActiv technologies enable employees to access their earned wages immediately, eliminating delays and reducing the need for overdrafts or payday loans. This service functions as a cash advance and integrates seamlessly with most payroll providers. Beyond wage advances, the PayActiv app offers various tools for financial management and savings encouragement.

Critics compare the $5 fee for early wage access to high-interest payday loans. However, CEO Safwan Shah highlights that late fees and overdraft fees can reduce monthly wages by about 7% on average. Additionally, companies using PayActiv see a reduction in staff turnover by a third. In a notable move, PayActiv has waived fees for senior care workers.

The system has been successfully implemented by major corporations, including Walmart, Pizza Hut, Subway, and Uber, providing substantial support to their workforce. PayActiv's approach is part of a broader trend where earned wage access (EWA) is becoming a popular employee benefit among large employers such as Amazon and McDonald’s. Studies indicate that EWA programs help attract and retain talent among other benefits so PayActiv's service is likely to be popular and support it's scaling.

Steph headshot

Steph

Company Specialist

Insights

B Corporation
Top investors

Some candidates hear
back within 2 weeks

5% employee growth in 12 months

Company

Funding (last 2 of 6 rounds)

Aug 2020

$100m

SERIES C

Oct 2018

$20m

SERIES B

Total funding: $133.9m

Company benefits

  • Fully paid health, dental and vision insurance
  • 401K, traditional and Roth
  • Tuition Assistance or Tuition Reimbursement
  • Monthly Gym Reimbursement
  • Paid time off to volunteer
  • Paid Family Leave (California)
  • Paid Vacations
  • Complimentary office lunches
  • Opportunity to grow
  • Opportunity to work with a great team committed to making a difference

Company HQ

Loma Linda, San Jose, CA

Leadership

They started their career at Bioserve Space Technologies, Fourth Wave, and Infonox for 19 years, before working as a TSYS Group Executive and President of Infonox. They co-founded Payactiv in August 2012, while working as an Advisor and Board Member.

Having studied at San Jose State University, they worked with Safwan at Infonox before joining Microsoft as a Senior Engineer. They worked at Canfield Scientific before co-founding Stookle in 2008, and Payactiv in 2012.

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