Senior Staff Backend Software Engineer, Affirm

Fraud

$200-333.4k

Salary dependent on location. + Employee stock purchase plan

AWS
Python
Kotlin
Expert level
Remote in US
Affirm

POS installment loans

Job no longer available

Affirm

POS installment loans

1001+ employees

FintechB2CPersonal financePaymentsSaaS

Job no longer available

$200-333.4k

Salary dependent on location. + Employee stock purchase plan

AWS
Python
Kotlin
Expert level
Remote in US

1001+ employees

FintechB2CPersonal financePaymentsSaaS

Company mission

To deliver honest and transparent financial products that improve users' lives.

Role

Who you are

  • 10+ years of experience as a software engineer with leadership exposure and experience mentoring junior engineers
  • Expert at synthesizing complex business, product, and technical requirements to consistently produce high quality system designs and software
  • A strong understanding of distributed systems and how architectural decisions affect performance and maintainability
  • Excellent communication skills, both written and verbal. Must be proficient in asynchronous communication – written tech specs, RFCs, project plans, etc
  • Excellent project management skills – high degree of organization and ability to surface critical information effectively
  • Passion for working with cross-functional teams including Product, ML, Analytics and Business teams
  • Python/Kotlin development experience
  • Experience with AWS and/or other cloud providers

What the job involves

  • We are looking for a Senior Staff Software Engineer to lead impactful projects and initiatives on the Fraud team within the Trust and Safety Department
  • You’ll be responsible for building tools and systems that empower Affirm fraud fighting capabilities, work with cross-functional teams to adopt and monitor those and use analytics and data driven decisions to further improve the performance and quality of fraud deciders
  • Evolve the technical strategy for Fraud area keeping extensibility, robustness, performance and Product strategy in mind
  • Draft, review and refine technical specification documents. Participate in architectural reviews and closely collaborate with other tech leads in the Trust and Safety Department
  • Partner cross-functionally with product and business teams to understand requirements and translate them into scalable and robust solutions
  • Effectively communicate with engineering and non-engineering stakeholders to create a common understanding and enable effective decision-making
  • Review others’ work and provide constructive feedback in order to maintain high and consistent quality standards across teams
  • Lead and mentor engineers to help them succeed and grow. Provide the right context to engineers and train them to take ownership of their respective pieces of the initiative
  • Conduct technical and soft skill evaluations to inform and influence the hiring decisions. Develop and review the technical content and requirements of the interview process

Otta's take

Sam Franklin headshot

Sam Franklin

CEO of Otta

Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.

Boating over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.

Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.

Insights

Top investors

Few candidates hear
back within 2 weeks

-11% employee growth in 12 months

Company

Funding (last 2 of 5 rounds)

Sep 2020

$500m

SERIES G

Apr 2019

$300m

SERIES F

Total funding: $1.1bn

Company benefits

  • Spending wallets
  • Supportive communities
  • Remote-first workforce
  • Generous time off
  • Health benefits
  • Mental healthcare
  • Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
  • We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
  • We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
  • Learning & development

Company values

  • People Come First
  • No Fine Print
  • It's On Us
  • Simpler is Better
  • Push the Envelope

Company HQ

Chinatown, San Francisco, CA

Founders

Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.

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