Backend Software Engineer, Affirm
Issuing
$124.9-208.2k
Salary dependent on location + Stock purchase plan
POS installment loans
Job no longer available
POS installment loans
1001+ employees
Job no longer available
$124.9-208.2k
Salary dependent on location + Stock purchase plan
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- You model integrity and a high standard of excellence for your work
- 2+ years of experience
- You follow through on your commitments, take responsibility for your work, and deliver on time, resolving blockers either individually or by escalation
- You’re able to translate ideas into clear code, written to be read as well as executed, and easily understood or leveraged by others
- You proactively identify and advocate for opportunities to improve the current state of projects, and team processes, and contribute ideas to address them
- You actively contribute to a positive sense of community on the team and are invested in team morale
- You have well-developed interpersonal, written, and verbal communication skills
- If you have experience in card issuing, issuer processors, or general experience in open or closed loop payment networks, that’s a plus
What the job involves
- We are looking for a highly motivated software engineer to join us as we continue to build a better buying experience predicated on honesty and trust
- Work with Issuing tech leads to enable the Affirm issuing platform to reliably support an accelerating growth in the scope and scale of card issuing through both new product launches and the evolution of the system as a whole
- Drive feature definition or support Issuing tech leads with the design, execution, and delivery of projects, taking into account multiple factors, including tradeoffs between speed, quality, usability, and upkeep
- Partner with individuals on other teams as well as our internal and external stakeholders to help resolve project dependencies
- Actively participate in making your team and workplace an inclusive environment for people from all backgrounds
Otta's take
Sam Franklin
CEO of Otta
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boating over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Insights
Few candidates hear
back within 2 weeks
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Spending wallets
- Supportive communities
- Remote-first workforce
- Generous time off
- Health benefits
- Mental healthcare
- Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & development
Company values
- People Come First
- No Fine Print
- It's On Us
- Simpler is Better
- Push the Envelope
Company HQ
Chinatown, San Francisco, CA
Founders
Max Levchin
(CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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