Backend Software Engineer, Affirm

Furnishing Platform

€61.3-91.9k

Plus employee stock purchase plan

AWS
Python
Airflow
Spark
Snowflake
Junior and Mid level
Remote in Spain

More information about location

Affirm

POS installment loans

Job no longer available

Affirm

POS installment loans

1001+ employees

FintechB2CPersonal financePaymentsSaaS

Job no longer available

€61.3-91.9k

Plus employee stock purchase plan

AWS
Python
Airflow
Spark
Snowflake
Junior and Mid level
Remote in Spain

More information about location

1001+ employees

FintechB2CPersonal financePaymentsSaaS

Company mission

To deliver honest and transparent financial products that improve users' lives.

Role

Who you are

  • 2+ years of experience as a software engineer
  • Drive to change consumer financial services for the better
  • Fluency in back end development with Python
  • Prior experience in designing, building, launching, and maintaining consumer scale products
  • Strong cross-team communication and collaboration skills
  • Knowledge of Python, Spark, Airflow, AWS, and Snowflake is a plus
  • Knowledge of basic accounting principles is a plus

What the job involves

  • We are looking for a highly motivated Staff Software Engineer in our Furnishing Platform team to build scalable systems and data pipelines to power our consumer credit reporting
  • Build and integrate data pipelines from a wide variety of products and systems
  • Develop a deep understanding of the systems and cash flows which power Affirm
  • Partner with product managers and accountants to design best-in-class systems and processes to reconcile and report
  • Partner with a diverse set of engineering teams who build financial products and perform financial transactions at Affirm
  • On-Call Rotation - There would be an on-call rotation for this role as a requirement
  • You will partner closely with our Product, Compliance, Servicing, and Credit teams to design robust reporting systems. The systems you will work on are vital for delivering accurate and timely data from Affirm’s financial product portfolio to Consumer Reporting Agencies

Otta's take

Sam Franklin headshot

Sam Franklin

CEO of Otta

Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.

Boating over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.

Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.

Insights

Top investors

Few candidates hear
back within 2 weeks

-11% employee growth in 12 months

Company

Funding (last 2 of 5 rounds)

Sep 2020

$500m

SERIES G

Apr 2019

$300m

SERIES F

Total funding: $1.1bn

Company benefits

  • Spending wallets
  • Supportive communities
  • Remote-first workforce
  • Generous time off
  • Health benefits
  • Mental healthcare
  • Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
  • We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
  • We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
  • Learning & development

Company values

  • People Come First
  • No Fine Print
  • It's On Us
  • Simpler is Better
  • Push the Envelope

Company HQ

Chinatown, San Francisco, CA

Founders

Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.

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