Senior Back-End Engineer, iwoca
New Applications Team
£80-110k
+ Share Options
1-3 days a week in office
Online loans for small businesses
Open for applications
Online loans for small businesses
201-500 employees
Open for applications
£80-110k
+ Share Options
1-3 days a week in office
201-500 employees
Company mission
To give small business owners a great experience while getting the finance they need.
Role
Who you are
- We need an experienced backend developer to join our New Applications team as Senior Backend Developer
- Proficiency in Python, with a strong background in back-end engineering
- Experience with Django, PostgreSQL, and designing, building, and managing relational databases
- A keen interest in both maintaining and optimising current systems, and in engaging in full-stack projects
- Commercial awareness and product mindset
Desirable
- Experience building large systems in complex business domains
- Experience with data analytics and Machine Learning processes
- An understanding of complex data systems and event-sourced data models
- A strong numerical or technical background, ideally with a degree in maths, physics, computer science, engineering, or a related field
- Front-end development experience
What the job involves
- You'll collaborate with the Product Lead and Analysts to drive innovation and development in this key area of our business
- Take responsibility for key components of our credit decisioning system
- Enhance business capabilities and address challenges through technical innovation
- Drive architectural improvements across the platform in collaboration with other developers, to build a cohesive platform
- Develop and communicate your technical plans to support our long-term vision
- Build strong relationships with stakeholders to understand and contribute to the business domain
- Coordinate with cross-functional teams, including tech, product, and analytics, to deliver impactful projects
- Manage and mentor junior developers, fostering an environment of learning and growth within the team
- Lead by example, developing a deep knowledge of our codebase and guiding other developers
- You'll be working on large mature code bases, you'll need to be comfortable learning new things as you go:
- Reimagine and improve our credit decisioning platform to optimise customer journeys
- Build and maintain integrations with third party data providers to enable our credit-assessment process
- Constantly improve our customer application journey, leading and collaborating with team members from initial ideation through deployment to evaluation and analysis
- The New Applications team is responsible for managing the customer journey from the moment they sign up through to our internal credit assessment process
- This team coordinates the collection of data from external integrations with internal assessment processes and uses this to make automated credit decisions
- The New Applications team is an autonomous team with back-end, front-end, product, design, and analytics team members
- As the Tech Lead, you’ll work day to day with team members in all functions and manage other developers
Salary benchmarks
Our take
UK SME's are the backbone of a complex economy that is constantly changing, so the need for fast and responsive access to finance is becoming more and more important to ensure their success and growth. iwoca allows SMEs access to business loans in less than a minute, with its API and business marketplace partnerships.
With offerings like iwoca's, gone are the days where waiting up to eight weeks for a loan decision was viable. Its simplified business loans of £1,000 - £500,000 come with no fees attached, and applying online takes no more than five minutes. The ready availability of iwoca loans gives business owners a level of certainty, so that they can make instant decisions to help their business grow.
iwoca has made a number of partnerships with other players in the business finance space, including an impressive industry-first invoice checkout integration with QuickBooks. Funding raised by the company, which is now operating at net profitability, will enable it to meet a recent surge in demand for corporate loans. The company has made several billion in funding available to over 100,000 businesses since launching, positioning itself as a leading European fintech.
Steph
Company Specialist
Insights
Some candidates hear
back within 2 weeks
33% female employees
-2% employee growth in 12 months
Company
Employee endorsements
Opportunities to learn
"Great opportunities available to learn from both individuals through shadowing, and teams through presentations and even secondment opportunities -..."
Funding (last 2 of 7 rounds)
Aug 2019
$13.2m
GRANT
Feb 2019
$26.4m
SERIES D
Total funding: $95.7m
Company benefits
- Flexible working across all teams.
- Twice a year we rent houses in places like Sicily and the French Alps where each team can work together for a week poolside.
- Share options after six months.
- Comprehensive health insurance and cash plans.
- Gym discounts and weekly yoga classes.
- Each floor of iwoca HQ has a fully stocked fridge for breakfast.
- Every Friday we unwind with beers and wine.
- Enhanced maternity and paternity leave for new parents plus a nursery benefit.
- Unlimited unpaid leave.
- The time and budget to invest in your professional development.
Company values
- Motivated: Going to work shouldn't feel like a slog, so we want everyone in the team to personally care about what they're working on. We stay motivated by celebrating our wins, learning from our mistakes, and always looking for new gaps to step into.
- Smart: At iwoca being smart isn't about what you know, it's about how you think. Smart thinking means looking at each problem by asking ‘why’ first, then figuring out ‘how’.
- Humble: We know all ideas are flawed, all code has bugs, and everyone makes mistakes - it’s how we learn. For us, being humble means you question yourself first, rather than your team.
- Growth Mindset: We think there's always a better way to solve a problem. So we never let ourselves get comfortable with being good enough.
Company HQ
Fitzrovia, London, UK
Articles
Founders
Christoph Rieche
(CEO)7 years of experience in finance, most recently as a VP at Goldman Sachs.
James Dear
(Head of Systems & Numbers)Previously a VP at Deutsche Bank. Has a PhD in Physics from King's College London.
People progressing
Joined as a Customer Onboarder, moved into the Broker Team and has most recently been promoted to Partnerships Manager.
Diversity & Inclusion at iwoca
- We work hard to make iwoca a place where everyone feels welcome, where you can confidently be yourself. We understand that diversity isn't an optional add-on, it's the core ingredient of what makes us great.
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