iOS Engineer, Monzo
£78-110k
+ Equity
More information about location
Digital-only bank platform and marketplace
Job no longer available
Digital-only bank platform and marketplace
1001+ employees
Job no longer available
£78-110k
+ Equity
More information about location
1001+ employees
Company mission
To build a new kind of bank that makes money work for everyone.
Role
Who you are
- We're looking for iOS engineers with strong product sensibilities
- You'll care about the impact your work has on our customers, and optimise for impact rather than the number of lines of code you output
- Our open roles are for mid-level to senior iOS Engineers at present
- You are excited about and have experience in programming in Swift
- You’ve shipped and iterated on at least one app in the App Store
- You have a product mindset: you care about customer outcomes and you want to make data-informed decisions
- You love turning excellent design into beautiful products
- You’re comfortable working in a team that deals with ambiguity
- You have an understanding of the principles of computer science
What the job involves
- We’re searching for a product-aware iOS engineer to join our team
- You'll centre users in the way that you think, and have a passion for great UI and UX
- You understand the need for tested, resilient code balanced against the need to move fast and iterate
- We’re building a bank for and with our users
- A product that’s fair, transparent and a pleasure to use
- We see ourselves as something more than a typical current account: we’re setting out to solve all the problems that exist around your financial life in a coherent, meaningful and delightful way
- You’ll be working on a product that is a part of day to day life for more than 5 million people already, and your work here will shape the way that people interact with their finances
- At Monzo, you'll get to work with industry standard tools and technologies - and help us define what great looks like for iOS engineers
- Our app is 100% Swift, built using a Model, View, View-Model architecture (MVVM)
- We use Coordinators to ensure we can re-use screens wherever possible, and avoid tightly coupling one screen to another
- We make heavy use of protocols and extensions throughout our app
- Our networking stack is built upon Alamofire, using a generic interface to easily de-serialise objects of a certain type, and we mirror our backend micro-service architecture by building individual services to house our API logic
- We persist objects using Realm when we need to
- Our testing stack comprises of unit tests for business logic, stubbed API tests for pseudo-integration tests, snapshot tests for UI, and XCUITest for testing user input and sequencing
- This role is all about collaborating across disciplines to test hypotheses and make a difference to customers
- As an iOS engineer at Monzo you'll work in a small, autonomous product squad alongside Android Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, Data Scientists and Business Analysts
- Your mission will depend on the squad, but currently mobile engineers are working on the core personal banking experience, paid products, lending products, business banking and internal operations
- We also have a small squad dedicated to enabling other mobile engineers to move faster
- You and your team will be responsible for an overall company goal, rather than building a specific feature - you'll have the opportunity to have impact on both what we build, and how we build it
- Every week we meet as a discipline to discuss tools, techniques, problems we're encountering across the company and work together to improve our codebase and processes
- You'll report to an engineering manager who will meet with you every 2 weeks 1:1, their mission is to help you develop and grow as an engineer
Application process
- Our interview process consists of a 45 min initial call video interview, a take-home code test followed by a 45 min video call with an engineer to discuss it OR pair coding interview, and 2 hours of final interviews conducted via video call as well
- The final rounds consists:
- 1h iOS Technical:
- You'll meet 2 other iOS engineers. Together we'll go over some hypothetical technical challenges. We'll ask you to come up with designs to solve these problems, and we'll ask you questions about your experience using Swift in production
- 1h Behavioural:
- You'll meet 2 Monzonauts to chat about some of the non-technical parts of being a product engineer at Monzo. These include your experience in delivery, team work, coaching/mentoring and persuasion
- At each stage you'll have an opportunity to ask us questions about what life is like at Monzo
- We promise not to ask you any brain teasers or trick questions. We might design a solution together on a whiteboard, the same way we often work together, but we won’t make you write code on one
Salary benchmarks
Otta's take
Sam Franklin
CEO of Otta
Monzo is a challenger bank that fully operates online and offers a full range of current, savings, business accounts, and more. The speed of the challenger banks to provide a great experience has been impressive, and the number of competitors appearing has proven the consumer desire for innovation.
Monzo remains one of the popular online banks, with more than 6 million customer active users. The company faces competition as more traditional banks, such as Goldman Sachs and JP Morgan, have launched their own digital banks. However, the new technologies that the company is built on enable it to expand quickly (with fewer issues) than the incumbent players' offerings.
With an increasing amount of people switching banks, the company's ever-expanding suite of banking and financial services (such as its buy-now-pay-later offering) has resulted in Monzo receiving the second-highest net switching gains among digital challenger banks (just behind Starling).
After setting U.S. expansion plans aside in 2020, the company launched in the U.S. market in early 2022, partnering with Sutton Bank to provide its U.S. accounts. After several years focused on narrowing its losses, Monzo hit profitability in the first two months of 2023. In the same year, 2 million new customers joined, tallying its customer base at 9 million in 2024.
Insights
Many candidates hear
back within 2 weeks
42% female employees
19% employee growth in 12 months
Company
Funding (last 2 of 18 rounds)
May 2024
$190m
LATE VC
Mar 2024
$438.1m
LATE VC
Total funding: $1.9bn
Company benefits
- Yearly Salary Review + Proactive pay increases to reflect growing responsibilities + Share options
- Flexible working hours
- Work From Home Opportunities + we'll pay for any equipment you need to do your job
- 24 days holiday a year, plus bank holidays
- Paid sick leave for both physical & mental health + Health insurance via AXA or Vitality + Additional health insurance through Medicash
- Employee Assistance Programme
- Learning budget of £1,000 a year
- Aviva Pension Scheme + 4% Employer Contribution
- Paid maternity, paternity, adoption or shared parental leave (after 13 weeks of employment)
- 52 weeks of primary caregiver leave (6 months at 100% pay, 13 weeks at Statutory Maternity Pay, 13 weeks unpaid)
- 3 months of secondary caregiver leave at 100% pay
- Unum Life Insurance
- Access to fertility and family-forming health benefits via Fertifa
- Abellio Season Travel Tickets + Cycle-to-Work Scheme
Company values
- Be hard on problems, not people 🙌 We create supportive communities to help people thrive.
- Make a difference 🚀 We solve real problems, working on things that have the biggest impact for our customers and each other.
- Help everyone belong 🤗 We’re building a bank for everyone. We embrace differences and make sure everyone feels welcome.
- Think customer first; grow Monzo safely 🥕 We always do what's best for customers. It's the right thing to do and the safest way to grow.
- Default to transparency 🎤 We’re open with each other and customers unless we have good reason not to be.
- Think big, start small, own it 🌲 We’re ambitious and shoot for the moon, working iteratively to get the best results.
Company HQ
City of London, London, UK
Founders
Jonas Templestein
(CTO)Founder of HipDial. Former Software Engineer at Starling Bank.
People progressing
Joined in the Customer Operations team. Moved to be a Financial Crime Analyst after 5 months. Then moved again to be a Business Analyst after 2.5 years. Currently working as a Senior Product Manager.
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