Senior Staff Machine Learning Scientist, Monzo

Operations

£157-210k

SQL
Python
Go
Tensorflow
PyTorch
Senior and Expert level
London
Remote from UK

More information about location

Monzo

Digital-only bank platform and marketplace

Open for applications

Monzo

Digital-only bank platform and marketplace

1001+ employees

FintechB2CB2BBankingMarketplacePersonal financeFinancial ServicesMobile

Open for applications

£157-210k

SQL
Python
Go
Tensorflow
PyTorch
Senior and Expert level
London
Remote from UK

More information about location

1001+ employees

FintechB2CB2BBankingMarketplacePersonal financeFinancial ServicesMobile

Company mission

To build a new kind of bank that makes money work for everyone.

Role

Who you are

  • What we’re doing here at Monzo excites you!
  • You have a proven track record of leading large-scale ML initiatives with tangible business impact, preferably in a fast-moving tech company
  • You have led the development and adoption of reusable ML modelling patterns, architectures, or infra across large organizations
  • You have experience developing state-of-the-art deep learning models, LLMs, and advanced AI architectures
  • You are an industry expert in ML model development, deployment, and MLOps at scale
  • You are deeply comfortable with Python, SQL, and ML frameworks (e.g., TensorFlow, PyTorch) and have experience working in a microservices architecture (Go Lang experience is a plus)
  • You have extensive experience with real-time ML applications, reinforcement learning, graph-based models, and/or NLP
  • You can communicate complex ML concepts to both technical and non-technical audiences, influencing senior stakeholders and executives
  • You thrive in ambiguous, fast-changing environments and have a proactive, problem-solving mindset
  • You have a passion for mentoring, and can elevate the ML skill set across the organization influencing both cross-functional and executive strategy

Desirable

  • Track record of shaping ML strategy and system design in highly-scaling support or operational environments
  • Contributions to industry standards, open source software libraries, or public thought leadership in machine learning systems

What the job involves

  • As a Senior Staff ML Scientist, you’ll be at the pinnacle of our Individual Contributor (IC) career track, serving as the foremost technical authority in Machine Learning within Monzo
  • You’ll shape foundational ML strategy and platforms that support Operations and influence the design and delivery of ML solutions across the business
  • You will work cross-functionally with senior leadership, engineering teams, and business stakeholders to define and execute our long-term ML strategy
  • You’ll influence the development of Monzo’s ML capabilities across diverse areas, from automating support experiences to optimizing operational efficiency, and pioneering AI-driven products that improve customer outcomes
  • Beyond technical execution, you will mentor and guide the next generation of ML talent at Monzo, elevating the standard of ML expertise across the company
  • You’ll also be a thought leader, influencing best practices in ML model and GenAI systems development, deployment, and governance at scale
  • Define and execute the strategic vision for ML across Operations and adjacent business areas
  • Define reusable ML architectures and modelling standards adopted by multiple teams, and guide the development of complex systems that serve as the foundation for multiple products and problem spaces
  • Act as a senior technical authority, setting best practices and architectural patterns for ML across the organization
  • Collaborate with Engineering, Product, and Leadership teams to integrate ML-driven solutions into core business processes
  • Advocate for and implement responsible AI practices, ensuring fairness, robustness, and transparency in our models
  • Mentor and coach ML practitioners at all levels, fostering a culture of continuous learning and innovation
  • Engage with the broader ML community, sharing knowledge through conferences, blog posts, and open-source contributions

Application process

  • Our interview process involves 3 main stages. We promise not to ask you any brain teasers or trick questions!
  • 30 minute recruiter call
  • 1 hr call with hiring manager
  • 4 x 1-hour video calls with various team members (short presentation included)
  • Our average process takes around 3-4 weeks but we will always work around your availability

Salary benchmarks

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Insights

Top investors

42% female employees

19% employee growth in 12 months

Company

Company benefits

  • Yearly Salary Review + Proactive pay increases to reflect growing responsibilities + Share options
  • Flexible working hours
  • Work From Home Opportunities + we'll pay for any equipment you need to do your job
  • 24 days holiday a year, plus bank holidays
  • Paid sick leave for both physical & mental health + Health insurance via AXA or Vitality + Additional health insurance through Medicash
  • Employee Assistance Programme
  • Learning budget of £1,000 a year
  • Aviva Pension Scheme + 4% Employer Contribution
  • Paid maternity, paternity, adoption or shared parental leave (after 13 weeks of employment)
  • 52 weeks of primary caregiver leave (6 months at 100% pay, 13 weeks at Statutory Maternity Pay, 13 weeks unpaid)
  • 3 months of secondary caregiver leave at 100% pay
  • Unum Life Insurance
  • Access to fertility and family-forming health benefits via Fertifa
  • Abellio Season Travel Tickets + Cycle-to-Work Scheme

Funding (last 2 of 18 rounds)

May 2024

$190m

LATE VC

Mar 2024

$461.7m

LATE VC

Total funding: $1.9bn

Our take

Monzo is a challenger bank that fully operates online and offers a full range of current, savings, business accounts, and more. The speed of the challenger banks to provide a great experience has been impressive, and the number of competitors appearing has proven the consumer desire for innovation.

Monzo remains one of the popular online banks, with more than 6 million active users. The company faces competition from more traditional banks, such as Goldman Sachs and JP Morgan, which have launched their own digital banks. However, the new technologies that the company is built on enable it to expand quickly (with fewer issues) than the incumbent players' offerings.

With an increasing amount of people switching banks, the company's ever-expanding suite of banking and financial services (such as its buy-now-pay-later offering) has resulted in Monzo receiving the second-highest net switching gains among digital challenger banks (just behind Starling).

After setting U.S. expansion plans aside in 2020, the company launched in the U.S. market in early 2022, partnering with Sutton Bank to provide its U.S. accounts. After several years focused on narrowing its losses, Monzo hit profitability in the first two months of 2023. In the same year, 2 million new customers joined, tallying its customer base at 9 million in 2024.

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Kirsty

Company Specialist at Welcome to the Jungle