Ruby on Rails Developer, PAIR Finance

Salary not provided
AWS
Docker
GraphQL
Linux
Ruby
Rails
Ruby on Rails
Mid and Senior level
Berlin

Visa sponsorship available

PAIR Finance

AI-driven debt collection management solutions

Job no longer available

PAIR Finance

AI-driven debt collection management solutions

101-200 employees

FintechCredit ScoringB2BEnterprisePersonal financePaymentsLendingMachine LearningSaaS

Job no longer available

Salary not provided
AWS
Docker
GraphQL
Linux
Ruby
Rails
Ruby on Rails
Mid and Senior level
Berlin

Visa sponsorship available

101-200 employees

FintechCredit ScoringB2BEnterprisePersonal financePaymentsLendingMachine LearningSaaS

Company mission

To manage open claims efficiently without putting a strain on customer relationships.

Role

Who you are

  • 3+ years of relevant work experience in web development and software engineering, with experience in medium and large-sized projects for more than 1 year
  • Extensive expertise in backend development and technologies, particularly Ruby on Rails and PostgreSQL
  • Knowledge of backend infrastructure technologies like Linux, AWS, Docker
  • Experienced with TDD and CI/CD
  • Ability to develop a solid infrastructure and elegant code on the backend
  • Familiarity with agile environment (Scrum, Kanban)
  • Passion for developing innovative solutions and interest in working with AI-based technologies
  • Good English communication skills

Desirable

  • You can deliver the full stack (VueJS)
  • Experience with developing APIs (GraphQL, REST)
  • Knowledge of microservices architecture

What the job involves

  • Develop, optimise, and maintain core applications and services
  • Collaborate with product team to understand and fulfil product roadmap requirements
  • Configure, maintain, and improve deployment infrastructure, server environments, and testing infrastructure
  • Take ownership of specific components and work to improve them continually
  • Ensure scalability, performance, availability and security of our systems
  • Drive innovation and enhancement of our AI-based platform from an IT perspective and support further business development
  • Stay up-to-date on current tech industry trends

Otta's take

Xav Kearney headshot

Xav Kearney

CTO of Otta

Flexible payment options are essential for reaching as many customers as possible, but methods such as "buy-now-pay-later" often lead to payments never being made. In this event, businesses generally resort to debt collection agencies, but this can come across as intimidating, damage customer relationships, and prevent overdue customers from returning.

PAIR Finance leverages artificial intelligence to analyze customer interactions and behavioral data during the debt collection process in order to identify how to make customers more open to payment of their debts. The company also provides industry-specific services for credit scoring, portfolio purchasing, and customer retention, custom-designed for E-Commerce, Banking, Energy Providers, and other industries.

Debt collection is a process that has remained stagnant for decades and has not been innovated upon past simple developments such as digital payment plans. PAIR Finance has therefore found a unique niche in the market by investigating what makes customers avoid paying their debts, how to make them more open to doing so, and using machine learning to develop frictionless debt collection strategies.

Insights

27% employee growth in 12 months

Company

Funding (last 2 of 3 rounds)

Jul 2020

$2.2m

EARLY VC

Dec 2017

$4.9m

SERIES A

Total funding: $9.1m

Company benefits

  • Company pension and other benefits to add up to an excellent all-round package
  • Flexible working hours and 28 days leave a year for a healthy work-life balance
  • Good pay for strong performance
  • An international team of professional colleagues and strong experts making up an inspirational network
  • Team events for a successful team
  • Individual development opportunities and a transparent, nurturing feedback culture for your own personal career path
  • Challenging, varied tasks along a steep learning curve
  • Modern office with fresh fruit, muesli and drinks to create a pleasant working environment

Company values

  • Transparency
  • Execution
  • Ownership
  • Innovation
  • Integrity

Company HQ

Charlottenburg, Berlin, BE

Founders

Experienced as Member of Board and Managing Director for nevaly between 2016 and 2017. Co-founded PAIR Finance as CEO in 2016.

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