Data Analyst, Billie
+ Virtual Shares Incentive Programs
Buy Now, Pay Later payments for business
Job no longer available
Buy Now, Pay Later payments for business
101-200 employees
Job no longer available
+ Virtual Shares Incentive Programs
101-200 employees
Company mission
To simplify purchasing for all companies and open up new opportunities for growth.
Role
Who you are
- The role is for someone who is a self-starter, enjoys exploring data for insights to support strategic decision making, is passionate about building data structures, analyzing and reporting on key performance indicators, comfortable to work on operational matters, willing to develop expertise in fraud and credit risk prevention, has excellent communication and strong interpersonal skills, is able to document effectively
- You have at least 3-4 years proven experience in data analytics, data engineering or quantitative risk analytics
- You have excellent proficiency in SQL
- Proficiency in data and analytics concepts, tools, and methodologies
- Experience in designing KPI dashboards for all types of audiences up to C-level
- Proven track record of managing complex initiatives with strong emphasis on data, providing actionable insights and tracking success of those initiatives
- Able to communicate complex problems in a simple and relevant manner at all levels
- Experience with translating analytical insights into data driven business prioritization
- You are proficient in data visualization and analytics tools, like Tableau, Power BI, Looker
- You have strong business acumen coupled with highly analytical mindset
- You had the chance to work in a fast-paced and dynamic environment
- Strong sense of responsibility, self-starter, well organised, good planner, able to work independently and meet deadlines
- Excellent organization skills, and ability to manage multiple responsibilities
- Previously experience in a fraud, risk & payment management environment is an advantage
What the job involves
- In light of rapidly evolving and scaling up its development trajectory, Billie has recently set up a Portfolio Risk Management function
- The main objective is to measure, control and drive decisions to optimize one of the core business metrics - portfolio losses
- In order to do so, the team manages risk by researching and innovating, strategizing and recommending risk mitigating actions to relevant stakeholders (Decision science, Business Development and Account Management, Collection and Underwriting teams) in an integrated, scalable, secure and compliant way to enable the company's sustainable growth
- We are looking for a diligent Data (Risk) Analyst to join our Portfolio Management team and contribute to the development and enhancement of our portfolio risk management system
- In this role, you will look for solutions, establish relationships to be able to guide risk decisions within the company values and expectations and be able to mitigate risks while at the same time embrace growth opportunities
- Perform in-depth portfolio data analysis from various angles (credit risk, fraud, acceptance rate and funnel) to develop a deep understanding of business processes and product, and to support risk optimisation
- Design data models as part of data business warehouses to support reporting and analysis needs
- Create, maintain and update Portfolio management dashboards and reports using BI tools to communicate insights effectively
- Collect, consolidate, and closely track KPI metrics regarding portfolio performance, communicate key insights and recommendations to relevant stakeholders
- Perform in-depth data analysis to support Risk and Fraud systems optimization
- Identify and analyze potential sources of loss to minimize risk and estimate the potential financial consequences of a loss
- Connect all business stakeholders in order to present portfolio’s KPIs and drive the business approach to managing risk
- Communicate issues in an independent and timely manner with appropriate internal and external partners
- Join an international team of talented, passionate people where drive and merit matter
Otta's take
Sam Franklin
CEO of Otta
Buy Now, Pay Later(BNPL) options have exploded in popularity in recent years, with companies such as Klarna and Clearpay providing an additional line of credit to customers allowing them to split the cost of their purchases over several installments. Billie is a BNPL built for business transactions, using machine-learning driven risk models to responsibly finance B2B purchases.
With over 100,00 customers processing more than €750 million on its platform, Billie does not face much competition in its market. While BNPL firms like Afterpay and Klarna could theoretically move into the B2B space, they are specialised in B2C financing and lack Billie's data on the B2B sector. Billie also boasts a range of features designed specifically for intra-company sales such as instant verification, invoicing tools and business payment options which give it a large advantage against any new rivals.
Billie has raised a significant amount of funding from investors, most recently in a 2021 Series C round. Additionally Its 2022 integration with Klarna, allowing companies with a Klarna installation to swiftly switch over to Billie's payment options for B2B sales has removed a major roadblock to its future expansion. This move, alongside its entrance into more markets in Europe, will likely speed the company's ascension to Unicorn status and solidify its market lead in the BNPL space.
Insights
Some candidates hear
back within 2 weeks
1% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Oct 2021
$100m
SERIES C
Jul 2019
$32.6m
SERIES B
Total funding: $147.3m
Company benefits
- Flexibility first: We come to the office for important events, but do not have a permanent office presence. Our teams decide how to get the best results
- 30 days vacation per year and 5 extra paid days to look after sick children
- Virtual Share Program
- German language courses from different language levels free of charge
- One-off relocation bonus to make your move easier
- Reimbursement of travel expenses and discount on local public transport in Berlin with the BVG
- Individual training budget of 1,000 euros for courses, conferences and more every year
- Free gym access, weekly yoga classes, healthy snacks, cereals, drinks and more
Company values
- We are pioneers
- We want to make a difference
- We focus on people
Company HQ
Kreuzberg, Berlin, Germany
Founders
Aiga Senftleben
(General Counsel)Previously worked on the Legal Counsel at eBay and Paypal. Also worked at Funding Circle Deutschland as a General Counsel and is now a member of the Digital Finance Forum at the Federal Ministry of Finance (Germany)
Christian Grobe
(MD)Graduated from the Free University of Berlin with a Ph.D. in Political Science. Previously co-founded Funding Circle/Zencap where they served as the Managing Director. Also Worked as an Engagement Manager at McKinsey & Company.
Dr. Matthias Knecht
(Co-CEO)Previously co-founded Funding Cirlce/Zencap where they served as Managing Director. Also worked as an Engagement Manager at McKinsey & Company.
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