An individual’s credit score greatly influences their life, affecting their ability to rent, receive loans, buy a house, and access affordable interest rates. But you have to have credit to build credit, leaving a lot of people in a catch-22 situation. Empower is a mobile-only app that makes credit more inclusive and accessible, helping customers achieve their credit health goals regardless of their credit history (or lack thereof).

• Great Expectations - We come up with bold, audacious goals for ourselves and go all out for impact
• Owner Mindset - We give every employee latitude to act independently, make smart choices, and move the business forward
• Spirited Debate - We love skeptics and seek counter opinions to challenge our personal assumptions and expand our view
• Customer Obsession - We listen to understand, empathize, and create a memorable and rewarding experience for our community
• Inclusive Collaboration - We believe diverse teams make the best decisions — and strive to give diverse voices a seat at the table
• No Jerks Allows - We value our relationships and take the time to build trust and connection and communicate respectfully

Total funding: $99.5m