Credit Risk Analyst / Underwriter, Grover

B2B

Salary not provided
Mid level
Berlin

3-5 days a week in office

Grover

Technology subscription platform

Job no longer available

Grover

Technology subscription platform

201-500 employees

B2CSustainabilityConsumer GoodseCommerce

Job no longer available

Salary not provided
Mid level
Berlin

3-5 days a week in office

201-500 employees

B2CSustainabilityConsumer GoodseCommerce

Company mission

To give consumers access to premium consumer technology at an affordable price and on a flexible schedule.

Role

Who you are

  • 3+ years of B2B focused Risk experience within Germany, preferably in both credit and fraud
  • Experience in constructing and optimizing processes for speed and accuracy
  • Policy-oriented mindset and analytics approach to business
  • Knowledge of third-party platforms that enhance merchant risk decisioning
  • Experience with SQL
  • Team player who is not afraid to get hands dirty with an ability to multi-task
  • Strong verbal and written communications skills in English, German is good to have

What the job involves

  • We are currently looking for an experienced B2B Credit Risk Analyst to join our talented Risk team hybridly (min. 3 days per week) at our Berlin HQ
  • Design, develop, and maintain underwriting processes to safely onboard merchants to the Grover Platform
  • Optimize ongoing portfolio monitoring to detect any adverse changes in the merchant base
  • Build, validate, and clean datasets for risk analysis
  • Manage, maintain, and support automated and manual review efforts (order approval, fraud detection)

Otta's take

Sam Franklin headshot

Sam Franklin

CEO of Otta

Purchasing tech items like mobile phones and laptops can be cost-heavy and are not always affordable. People often have to plan around such purchases; the costs are unavoidable as they represent essential investments. Furthermore, the life cycle of products usually begins and ends with one user, which is not always optimized for sustainability.

Grover tackles these existing issues by offering a subscription service to tech products where customers can rent products on a rolling monthly basis. Through its flexible approach, the company aims to reach a wide target audience by increasing access to tech products as well as maximizing the value of these items by reducing waste and increasing their circulation.

Originally founded in Berlin, Grover has expanded its services to America, helping it achieve a 354% Year On Year growth. In 2022, the company opened a Miami headquarters, expanded its US team, and achieved 5.9 million visitors to its website. All of this combined signals the company's ripeness for expansion.

Insights

Top investors

Some candidates hear
back within 2 weeks

102% employee growth in 12 months

Company

Funding (last 2 of 7 rounds)

Jul 2024

$54.7m

LATE VC

Apr 2022

$110m

SERIES C

Total funding: $291.3m

Company benefits

  • Fully-remote/hybrid work structure. Office? Remote? Figure out the balance that works best for you
  • Online German Language Courses for all levels
  • Learning budget
  • Entrepreneurial responsibilities and upward career growth
  • Working for a market leader
  • Visit our engaging, open offices located in Berlin, Lisbon and Miami
  • Diverse global team of 65+ nationalities (and counting)! Genuinely the nicest group of colleagues who will soon become friends
  • Team events, Grover tech discounts, and expanding company perks

Company values

  • Bring our A-Game - We bring our best to every situation
  • Believe the dream - We know anything’s possible
  • Cultivate Curiosity - We find answers by always asking questions

Company HQ

Mitte, Berlin, BE

Founders

Michael Cassau

(CEO)

Worked in private equity at Goldman Sachs before taking a role with Rocket Internet.

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