Apple Cash Product Manager, Apple

$160.7-282.5k

+ Discretionary restricted stock unit awards + Employee Stock Purchase Plan

Senior and Expert level
San Francisco Bay Area

Office located in Cupertino, CA

Apple

Personal technology company

Job no longer available

Apple

Personal technology company

1001+ employees

B2CB2BHardwareSaaSTelecommunicationseCommerce

Job no longer available

$160.7-282.5k

+ Discretionary restricted stock unit awards + Employee Stock Purchase Plan

Senior and Expert level
San Francisco Bay Area

Office located in Cupertino, CA

1001+ employees

B2CB2BHardwareSaaSTelecommunicationseCommerce

Company mission

Apple's mission is to bring the best user experience to its customers through its innovative hardware, software, and services.

Role

Who you are

  • We are looking for someone with significant experience building and launching consumer products, a passion for helping users achieve a healthier financial life and familiarity with financial services and payments
  • You should combine technical proficiency, a strong sense of user experience, tact and business insight
  • You should have excellent presentation abilities and be able to drive a concrete vision and requirements that rally the team and delight customers!
  • Bachelors Degree in Computer Science or equivalent work experience
  • 7+yrs experience building consumer products working with designers, engineers, and data scientists
  • 5+yrs experience handling regulatory and compliance requirements for consumer products in the financial services space

Desirable

  • Proven Product Management success in financial services / financial technology
  • Familiarity with financial technical infrastructure (e.g. processors and card networks)
  • Technical approach when problem-solving with engineers
  • Effective communicator who can synthesize complex topics, distill key business dynamics, and communicate effectively with senior executives
  • Ability to lead and influence different cross-functional teams and external partnerships to drive decisions and outcomes
  • Proficient problem solver and analytical abilities that can help structure ambiguous problems/situations as well as drive and perform complex analyses
  • MS Degree in CS/EE and/or an MBA preferred

What the job involves

  • The Apple Card and Cash team is seeking a top-flight and experienced professional to help drive the continued growth of Apple Cash and launch ground-breaking new features
  • In this role, you will help chart the strategic direction of Apple Cash and support execution against that long-term strategy
  • You will partner directly with the Human Interface, Engineering teams and other functional teams across Apple to define and deliver on a multi-year product roadmap
  • You will also work closely with external partners such as payment networks, issuers and other players to deliver results
  • You will be expected to guide teams leading complex, cross-functional, projects and drive progress by diving into technical details when needed while also thinking through the end-to-end experience
  • Help envision and build new product features and strategies; define detailed use cases for engineering and design
  • Evangelize and build consensus with executives, colleagues, and third parties
  • Collaborate with Human Interface, Engineering, other Product Managers, Legal, Business Development, Marketing, Analytics and Operations to launch products
  • Drive efforts with strategic partners on product development
  • Represent business interests during design and development phases
  • Work with program management to communicate project status, resolve issues, and ensure that high quality products are delivered on time
  • Develop launch plans, ensure readiness of the various partners

Our take

With a market capitalisation that reached $3 trillion in 2022, Apple is the world's most valuable company. A vertically integrated approach and obsessive focus on the user experience have helped to make Apple one of the most successful companies in the world.

Since taking over at Apple, Tim Cook has been carefully curating the company's reputation as a champion of consumer privacy, trying to set the company apart from others that monetise their users' data.

The company even went as far as to introduce sweeping privacy changes which made it difficult to tailor ads to Apple’s 1bn+ iPhone users. This rocked the $400bn digital ads market, seriously harming the revenue of its bigger rivals in the lucrative industry and forcing them to rebuild their ad infrastructure.

Despite this, the company has been shaken by supply chain issues and moved a considerable amount of its manufacturing from China to India, and increased its Vietnam presence. This is because of multi-pronged production disruption in China, the second largest customer market for Apple, and triggered an estimated 10% revenue drop in the first quarter of 2023.

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Steph

Company Specialist

Insights

Top investors

Few candidates hear
back within 2 weeks

204% employee growth in 12 months

Company

Company benefits

  • Everyone has different needs and schedules, and that’s why we offer medical plans that cover both physical and mental healthcare
  • In addition, employees have the option to access medical professionals from almost anywhere and get free confidential counselling — virtual or in person
  • You could also be eligible for help with fitness-related expenses
  • Our medical coverage plans include family-friendly features such as fertility treatments
  • Because we know there’s more than one way to bring a new child into your family, we support all kinds of new parents with paid leave and our gradual return-to-work programme
  • You also get paid time away if you need to care for an ill family member and free guidance to help you find support for childcare, elderly care, legal referrals and more
  • At Apple, we make sure women earn the same as men performing similar work. As part of that effort, your salary history is history — we won’t ask
  • Every employee here also has the opportunity to become an Apple shareholder, because all are eligible for stock grants and also a discount when purchasing Apple stock
  • To help you prepare for retirement, our pension can help you meet your savings goals. And to help you prepare for the unexpected, you’ll have the security of multiple forms of income protection
  • Plan on developing both professionally and personally. Apple University creates classes, seminars and beyond-the-classroom tools that help employees understand Apple’s culture, organisation, values, and role in the world. You can sharpen general business and software skills through online classes
  • For more formal education related to advancing your career at Apple, we’ll reimburse you for certain educational expenses, including tuition
  • Whether you’re exploring personal pursuits, welcoming a new child or caring for a family member, rest assured that you’ll have paid time away when you need it most
  • When you give money to an eligible organisation, we’ll match your donations one-for-one, so your contribution is doubled. And if you choose to donate your time, we’ll contribute US$25 for every hour you volunteer. Whether you donate time or money, Apple will match your contributions up to US$10,000 a year
  • Get the world’s best prices on the world’s best products — Apple products. You’ll also get deals on great third-party accessories
  • And there are services to help you manage life’s day-to-day tasks: dinner reservations, pet-sitters, shopping, personal travel, financial guidance and more

Company values

  • We believe that we’re on the face of the Earth to make great products
  • We believe in the simple, not the complex
  • We believe that we need to own and control the primary technologies behind the products we make
  • We participate only in markets where we can make a significant contribution
  • We believe in saying no to thousands of projects so that we can really focus on the few that are truly important and meaningful to us
  • We believe in deep collaboration and cross-pollination of our groups, which allow us to innovate in a way that others cannot
  • We don’t settle for anything less than excellence in every group in the company, and we have the self-honesty to admit when we’re wrong and the courage to change

Company HQ

Cupertino, CA

Leadership

Tim Cook

(CEO, not founder)

Joined Apple in 1998 and held various senior roles before being promoted to CEO in 2011. Previously Spent 12 years with IBM, most recently as director of North American Fulfilment, where he led manufacturing and distribution functions for IBM’s Personal Computer Company in North and Latin America

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