Staff Software Engineer, EarnUp

$180-210k

Plus equity

SQL
React
AWS
Kubernetes
TypeScript
Python
Node.js
Senior and Expert level
San Francisco Bay Area

2-3 days a week in office (Near Montgomery Bart Station, SF)

EarnUp

Loan payment automation service

Job no longer available

EarnUp

Loan payment automation service

21-100 employees

FintechB2BPersonal financeLendingSaaS

Job no longer available

$180-210k

Plus equity

SQL
React
AWS
Kubernetes
TypeScript
Python
Node.js
Senior and Expert level
San Francisco Bay Area

2-3 days a week in office (Near Montgomery Bart Station, SF)

21-100 employees

FintechB2BPersonal financeLendingSaaS

Company mission

To create a financial system that works for everyone by transforming the loan payments ecosystem into a key driver for achieving financial wellness.

Role

Who you are

  • You bring a passion for producing the highest quality code as well as leading others to do the same
  • You have a passion for delivering robust software systems and are driven to deliver incredible customer experiences
  • 7+ years of software development experience
  • 2+ years of software architecture experience
  • Broad familiarity with technologies and approaches to software development
  • Backend / infrastructure / database
  • Kubernetes / AWS / microservices / message queueing
  • Familiarity with Python / SQL
  • Some familiarity with FE technologies (we use TypeScript / NodeJS / React)
  • Passion for multidisciplinary problem solving, automation and testing
  • Clear communication style, love of bad puns and good Haiku

What the job involves

  • We are looking for a Staff Engineer that wants to see the impact of their work to join the engineering organization in our San Francisco, CA headquarters
  • You have a passion for your craft and will be responsible for the design and implementation of major initiatives within the organization requiring deep technical knowledge and understanding of the business domain
  • You are constantly seeking improvement and a better way to solve tough problems that require broad influence in the company
  • To plan the implementation, maintenance and monitoring of our consumer and B2B financial management systems
  • Your team leads the software platform stack and you will help the team fulfill technical, operational, and business requirements while using your hands-on technical experience to guide architecture and delivery of software products across the engineering organization
  • Design and champion solutions and propose new technologies for solving engineering problems. Backend heavy tech experience
  • Configure and optimize services for performance and scale
  • Propose enhancements in areas such as Authn/Authz, API design, service scalability, message queueing and database schema design
  • Build accurate and clear system documentation
  • Mentor junior engineers and play a key role in hiring – this role is expected to be about 50% technical leadership, 50% hands-on coding
  • Ability to rally cross functional teams on new technologies and architectural approach
  • Standardize our architecture across teams

Our take

Missed loan payments can mean big charges for credit card users, with credit card late fees costing Americans $3 billion every year. EarnUp is a platform that links to the bank accounts of its customers and uses predictive analytics to make automatic micropayments towards debts such as mortgages, credit cards, and student loans when money is available to use.

The platform can benefit both borrowers and loan services. The company reports that borrowers save an average of $22,000 in interest over a mortgage lifespan and $4,000 on student loans, while loan services save time and costs in tackling late or missed payments.

EarnUp now manages billions of dollars worth of loans on the platform, and has invested its latest funding in expanding its reinvention of payment and data flows for the mortgage industry. At a time when more and more consumers are turning to cutting-edge tech solutions for their money management needs, there should certainly be room for EarnUp to further expand in the coming years.

Freddie headshot

Freddie

Company Specialist

Insights

Top investors

9% employee growth in 12 months

Company

Funding (last 2 of 3 rounds)

Mar 2022

$31m

SERIES C

Feb 2021

$25m

SERIES B

Total funding: $56.2m

Company benefits

  • Excellent medical, vision, and dental coverage
  • Transportation benefits
  • Catered Friday team lunch
  • Quarterly offsites
  • Fully stocked kitchen
  • Espresso & Lattes!

Company values

  • Fearlessly challenge a broken system
  • Obsess over customer happiness
  • Run towards obstacles
  • Create an environment of exceptional people

Company HQ

Duboce Triangle, San Francisco, CA

Leadership

Previously a consultant at McKinsey & Company for 4 years and VP at Serent Capital.

Matthew Cooper

(President)

Previously a Consultant at McKinsey & Company, Private Equity Investor at NCB Capital, and Investor at Clearlake Capital Group.

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