Capital Markets Analytics Lead, Wisetack

• We are seeking an individual with strong analytical acumen and knowledge of structured / asset-backed finance
• 3+ years of experience in ABS capital markets, loan portfolio analytics, consumer finance industry, strategic finance, or a closely related role required
• Bachelor’s degree preferred, ideally in finance, business, or a quantitative discipline
• Advanced analytical acumen required - Advanced Excel skills and direct experience working with large data sets
• SQL programming abilities
• Direct experience with loan portfolio modeling
• Strong partnership skills and an ability to work cross-functionally
• Self-directed and self-motivated with an ability to work independently and handle ambiguity

Desirable

• The finance team at Wisetack plays an essential role in making decisions and managing the company’s performance
• We’re also at the forefront of sourcing capital
• We influence the company’s strategy and operations, not just “keep score.” Wisetack is a fast-growing business and you’ll enter a dynamic finance team that always has something new happening, unique challenges to think through, and professional growth opportunities
• Led by our VP of Capital, the Capital Markets function handles all facets of relationships with loan capital providers, including our partner banks and forward flow loan buyers
• As a rapidly-scaling financing platform, we’re constantly in conversations with existing and prospective capital providers
• The Capital Markets Analytics Lead will report to our VP of Finance while maintaining a dotted-line relationship with our VP of Capital
• In this role, you’ll be at the forefront of analytics that progress conversations into term sheets and partnerships, as well as help maintain and deepen capital relationships
• You will also work closely with the broader finance team to continuously refine our loan portfolio analytics
• This role offers significant growth potential in asset finance analytics and corporate finance, with front-end exposure to leading capital players in the market
• Be a critical part of all facets of capital markets transactions
• Provide reporting, relationship management, and analytics support for all existing capital partnerships
• Provide loan performance analysis and ideas to optimize Wisetack’s asset returns, loan inventory and capital allocation
• Build, refine, and own product-level IRR models
• Partner with strategic finance and treasury to develop portfolio cash models that will roll into our corporate model
• Partner with accounting and treasury to maintain loan fair value models
• Assist with stakeholder engagement activities, including partner meetings, calls, and events
• Consult with credit risk analytics to set product-level prices
• Assist with our annual planning and quarterly re-forecasting processes
• Support the business by handling a variety of ad hoc requests

• Stock options
• 401(k) plan
• Comprehensive health plans
• Flexible PTO
• FSA/HSA
• Additional health services memberships
• Learning and development stipends
• Commuter benefits

Total funding: $128.4m

FinTech Wisetack is offering flexible pay-over-time financing for home services like HVAC, plumbing, and pest control. Its an interesting niche that integrates with service provider software, enabling businesses to easily offer financing options to their customers, ultimately making essential services more affordable.