Senior Backend Software Engineer, Affirm
Loan Originations & Reporting
$169-240k
Pay dependent on location. Plus Stock Purchase Program
POS installment loans
Job no longer available
POS installment loans
1001+ employees
Job no longer available
$169-240k
Pay dependent on location. Plus Stock Purchase Program
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- This position requires either equivalent practical experience or a Bachelor’s degree in a related field
- 4+ years of experience as a software engineer with leadership exposure and experience mentoring junior engineers
- Passion for technology and solving problems with software
- Proficiency and experience in back-end development and distributed systems (our tech stack includes Python, Spark, Kubernetes, MySQL, and AWS)
- Proficient in backend data processing and batch processing
- Strong cross-team communication and collaboration skills
- Prior experience with SOA and event-driven systems a plus
What the job involves
- The Loan Origination and Reporting team (LOR) is responsible for the creation of all loans with Affirm. We make reliable, scalable systems that can handle loan requests from our continually growing customer base
- Our team's main users include the bank partners who originate our loans, and other engineering teams that use our services
- Design, code, and maintain services that enable the origination of hundreds of millions of dollars worth of loans and can scale to meet our growing demand
- Build batch processes and integrate data pipelines to automate data sourcing and reporting workflows
- Mentor junior teammates, review their code, and help them learn the skills and methodologies needed to become outstanding engineers
- Work with technical and non-technical business partners to discuss project plans and status
- Continually look for ways to improve both LOR systems and Affirm Engineering as a whole
Otta's take
Sam Franklin
CEO of Otta
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boating over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Insights
Few candidates hear
back within 2 weeks
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Spending wallets
- Supportive communities
- Remote-first workforce
- Generous time off
- Health benefits
- Mental healthcare
- Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & development
Company values
- People Come First
- No Fine Print
- It's On Us
- Simpler is Better
- Push the Envelope
Company HQ
Chinatown, San Francisco, CA
Founders
Max Levchin
(CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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