Analyst, Affirm
Financial Product
$108.9-175.5k
Salary based on experience and location. Plus employee stock purchase plan
POS installment loans
Job no longer available
POS installment loans
1001+ employees
Job no longer available
$108.9-175.5k
Salary based on experience and location. Plus employee stock purchase plan
1001+ employees
Company mission
To deliver honest and transparent financial products that improve users' lives.
Role
Who you are
- Passion and drive to disrupt the lending and financial industry for the better
- 1+ years of experience in a business focused analytically-driven role (analytics, consulting, finance, data science, etc.)
- Ability to apply business knowledge/judgment to drive decisions and move the area forward
- Very good working knowledge of SQL and/or experience with Python or R; Project experience with AB Testing is a plus
- Familiarity with data visualization tools (e.g., Looker, Tableau and PowerBI)
- Strong written, communication, and interpersonal skills with the ability to collaborate and influence cross-functionally with both technical and non-technical audiences
- Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment
- Enough laziness to find a faster way to do your least favorite tasks
- Humility, curiosity, and team player - you go out of your way to help teammates and are eager to learn about all aspects of the space and XFN areas
- Experience in card lending and consumer banking is preferred, with some understanding of lending mechanics and credit strategies
What the job involves
- The Financial Products group under Growth Analytics is mainly responsible for understanding & driving all aspects of the Affirm’s D2C Financial Products (Card, Marketplace and Consumer Banking) to great detail, including overall economics / financials, users, merchants, and underlying financial product constructs
- Testing, delivering analyses, and supporting the execution of plans across the portfolio
- Develop business and product strategies to drive growth, profitability and a best in class customer experience with an emphasis on quantitative reasoning
- Write cases and provide insight into opportunities based on analysis through internal and external research, and a close monitoring of the unit’s performance
- Continuously embed these insights into our business unit strategy and identify new opportunities for step function growth
- Work with large and complex data sets to solve a wide array of challenging problems using various advanced analytical and statistical techniques
- Analyze data to identify gaps/opportunities within product and user experience areas and provide data driven recommendations for improvement
- Build and define critical data sets, reporting, and documentation to enable analysts and cross-functional partners to answer questions efficiently, and monitor the business
- Design and analyze AB tests to understand performance of new features and products
- Partner with cross-functional stakeholders from Product, Engineering, Marketing, Finance, Sales teams to inform product decisions and influence roadmap and business unit strategy
- Own end-to-end analytics workflow, from defining success & performance metrics, forecasting, to developing scalable analytics solutions (i.e., automated dashboards, reports and presentations) to socialize and influence cross functional teams
- Provide project and analytic leadership, guidance, and mentorship on the team
Otta's take
Sam Franklin
CEO of Otta
Affirm offers point-of-sale loans to consumers, working with merchants like Shopify, KAYAK, and Walmart. Buy now, pay later transactions have grown in popularity in recent years, and this business is tapping into the market with a totally different approach to credit - by delivering the Affirm card, the first US debit card with the option to pay-over-time.
Boating over 15 million customers and 245,000+ merchants, the company offers flexible payback options, ranging from 3 to 36 months. The interest rates run between 0% and 30%, so, while they are not necessarily the cheapest option, Affirm prides itself on having no fees for late payments, no hidden charges, and total transparency about what people will pay before they take out a loan.
Affirm collects payments from the customers and pays the merchants directly, shouldering the risk itself. The company has boosted its market share, expanding its availability beyond the US to include most of Canada, and continues to launch new features and create new partnerships towards bettering its offering.
Insights
Few candidates hear
back within 2 weeks
-11% employee growth in 12 months
Company
Funding (last 2 of 5 rounds)
Sep 2020
$500m
SERIES G
Apr 2019
$300m
SERIES F
Total funding: $1.1bn
Company benefits
- Spending wallets
- Supportive communities
- Remote-first workforce
- Generous time off
- Health benefits
- Mental healthcare
- Birth and non-birth parents get 18 weeks’ paid leave. Plus, a 4-week return-to-work transition program, at full base pay
- We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family
- We offer 24 company-wide paid days off—which help our teams collectively pause to recharge
- Learning & development
Company values
- People Come First
- No Fine Print
- It's On Us
- Simpler is Better
- Push the Envelope
Company HQ
Chinatown, San Francisco, CA
Founders
Max Levchin
(CEO)Has founded/co-founded numerous companies, holding various executive positions at each, including Paypal, Slide, Glow, HVF Labs, and SciFi VC. Also worked at large brands including Google, Yelp, Yahoo, and Evernote.
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