Senior Analyst, Fundbox
Product & Credit Strategy
$115-150k
+ Equity
More information about location
Credit lines for small business based on your revenue streams
Job no longer available
Credit lines for small business based on your revenue streams
101-200 employees
Job no longer available
$115-150k
+ Equity
More information about location
101-200 employees
Company mission
Fundbox's mission is to unlock the potential of small businesses by giving them financial agility and peace of mind.
Role
Who you are
- 2+ years of proven ability in a quantitative analytics or consulting role OR 1+ years of experience in a credit or product analytics roles at a financial services or fintech firm
- Experience pulling and joining large data sets with SQL and performing analysis using tools such as Python, Excel, and Tableau
- Strong social skills and experience collaborating on cross-functional projects with both technical and non-technical audiences
- Excellent written and verbal communication skills to deliver insights clearly and succinctly to executive leadership
- Ability to work with ambiguous problems, deconstructing it into tangible steps, and working towards an impactful solution
- Experience managing multiple work streams and prioritizing projects of varying size and complexity
- The flexibility and curiosity to understand topics and concepts outside of your domain
- BS / MS in a quantitative discipline (Computer Science, Mathematics, Statistics or Engineering) preferred
What the job involves
- We’re looking for a talented Senior Analyst, Product & Credit Strategy to join our exceptional team, help us continue our rapid growth, and create a better way forward for our customers
- The Product & Credit Strategy team at Fundbox is responsible for creating new products and delving deeply into various aspects of credit, including underwriting, pricing, loan performance, and collections
- In this role, you will have the chance to significantly influence the development of new products and features as well as deliver recommendations that deliver substantial business value
- Engage with partners to understand their business needs and technical requirements
- Utilize data analytics to make informed decisions about product features, enhancements, and priorities
- Collaborate with engineering, design, marketing, sales, and support teams to ensure successful product launches and iterations
- Perform credit analysis to develop recommendations that improve new customer underwriting (approve/decline, credit line assignment, and pricing) and customer management strategies (credit line increase/decrease, retention, repricing etc.)
- Collaborate closely with Data Scientists to develop underwriting models using new data sources and refine existing models to meet business use cases
Otta's take
Sam Franklin
CEO of Otta
Having a reliable cash flow is essential for any business. Compared to transfers between individuals, B2B payments have been relatively slow to digitize, with payments delayed for around two months on average for small and medium sizes businesses.
Fundbox has created a platform that speeds up how money is exchanged between businesses. Currently, there is over $3 trillion in the U.S. stuck in accounts receivable, meaning cash that is owed between small business buyers and sellers.
As they move forward, payments are their focus. The payments industry has seen revenue steadily growing, reaching almost $2 trillion globally in 2018. New entrants are tapping into more areas of the space, although Fundbox is competing with companies like Stripe and Kabbage, they believe there is a big enough opportunity in the business-to-business market for several companies to thrive.
The companies long term goal is to be the Visa of B2B payment and credit, offering short-term small-business loans and B2B sellers can get paid at the time of sale via Fundbox Pay. At present, over 500,000 SMBs use FundBox, and it partnered with SMB financial health platform Nav in 2024, using the latters financial health analysis to create more certainty for SMBs in loan underwriting.
Insights
Some candidates hear
back within 2 weeks
36% employee growth in 12 months
Company
Funding (last 2 of 6 rounds)
Nov 2021
$100m
SERIES D
May 2020
$20m
SERIES C
Total funding: $403.5m
Company benefits
- Fully-stocked kitchen, free drinks and snacks, and gourmet lunches delivered daily
- 401k
- Fundbox Fit fitness reimbursement plan
- Commuter benefits
- Work from home opportunities
- Health insurance
- Equity
- Stipend to improve your home office setup
- Life insurance and disability benefits
Company HQ
Financial District, San Francisco, CA
Founders
Yuval Ariav
(Advisor)Was Director of Product at Onavo, which was acquired by Facebook in 2012. Became a General Partner at Israel-based equity firm LionBird. Was Fundbox's first CTO, and is now an advisor. Teaches Data Driven Dollars, a course at Columbia Business School, and is a TechStars mentor. Sits on the boards of five tech companies.
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