Fundbox has created a platform that speeds up how money is exchanged between businesses. Currently, there is over $3 trillion in the U.S. stuck in accounts receivable, meaning cash that is owed between small business buyers and sellers.

As they move forward, payments are their focus. The payments industry has seen revenue steadily growing, reaching almost $2 trillion globally in 2018. New entrants are tapping into more areas of the space, although Fundbox is competing with companies like Stripe and Kabbage, they believe there is a big enough opportunity in the business-to-business market for several companies to thrive.

The companies long term goal is to be the Visa of B2B payment and credit, offering short-term small-business loans and B2B sellers can get paid at the time of sale via Fundbox Pay. At present, over 500,000 SMBs use FundBox, and it partnered with SMB financial health platform Nav in 2024, using the latters financial health analysis to create more certainty for SMBs in loan underwriting.