Through its unique "One dLocal" concept (one direct API, one platform, and one contract), global companies can accept payments, send pay-outs and settle funds globally without separately managing pay-in and pay-out processors. The company also supplies a defense suite and local issuing for virtual and physical pre-paid cards in Latin America, as well as tools for building payments infrastructure for platforms and marketplaces.

Since being founded in 2016, the company has expanded across Uruguay, the USA, Israel, Brazil and Europe, powering growth in emerging economies in LATAM, APAC, the Middle East and North Africa. The company has seen significant growth while remaining confident and committed to its original mission. A recent development was its licensing by Brazil’s Central Bank as a payments institution, which means it can accept deposits from the public, manage e-wallets, and participate directly in Brazil’s payments systems.