Senior Product Manager, Earnin

Risk

$151.3-233.7k

+ equity

Mid and Senior level
San Francisco Bay Area

Office located in Palo Alto, CA

Earnin

Paycheck advance service for employees

Open for applications

Earnin

Paycheck advance service for employees

201-500 employees

FintechB2CB2BPersonal financePaymentsFinancial Services

Open for applications

$151.3-233.7k

+ equity

Mid and Senior level
San Francisco Bay Area

Office located in Palo Alto, CA

201-500 employees

FintechB2CB2BPersonal financePaymentsFinancial Services

Company mission

Earnin’s mission is to build a financial system that works for people.

Company mission

Earnin’s mission is to build a financial system that works for people.

Top investors

Few candidates hear
back within 2 weeks

42% employee growth in 12 months

Otta's take

Theo Margolius headshot

Theo Margolius

COO of Otta

Paying bills is an inevitable part of life, but paying them late or dipping into overdrafts can result in fees. This is the reality for millions of workers who have to wait for their pay checks to arrive – and the problem that companies like EarnIn are trying to solve. By allowing hourly workers access to their pay as it is earned rather than on a fixed date, it hopes to provide all Americans with the ability to deal with immediate costs without going into arrears.

Unlike competitors in this growing space such as Dave, Earnin charges no mandatory fees, instead gaining revenue through a voluntary tipping system. It also requires no credit checks to access its services, which puts it ahead of the growing number of digital banking solutions. This approach has garnered it a strong user base of over 300,000 business customers which offer Earnin as an employee benefit. Around 70 million paycheck advances were taken through the platform in 2022 alone, totalling $5 billion. Since then, this number has grown to an overall earnings access value of $15 billion.

Earnin is growing despite current difficulties in the wider tech landscape and is continuing to hire in all departments. It will continue to improve upon its offering and expand its network of businesses, aiming to give every employee in America control of the money they've earned.

Benefits

  • Work from home opportunities
  • Health insurance
  • FSA
  • 401k
  • Mental health resources
  • Employee Resource Groups
  • Stipend for growth opportunities
  • Pet friendly office

Company values

  • Ownership
  • Speed
  • Impact
  • Outstanding people
  • Curious truth-seeking
  • Multi-level thinking

Funding (last 2 of 4 rounds)

Dec 2018

$125m

SERIES C

Sep 2017

$39m

SERIES B

$190.1m

Total funding

This company has top investors

Founders

Was Senior Operations Manager at Reflect.com, a P&G company. Served as President of UniRush from 2004 to 2012.

Jobs (27)

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Software Engineering